Own policy optimization for member credit limits, balancing retention, churn, and risk exposure.
Design, run, and evaluate policy experiments and A/B tests, translating results into concrete policy changes.
Own forecasting and reporting infrastructure that keeps risk and portfolio performance visible to stakeholders.
EarnIn builds products that deliver real-time financial flexibility for people living paycheck to paycheck, pioneering earned wage access. It has a fast-growing, diverse culture with an experienced leadership team and backing from top investors like A16Z.
Provide ongoing oversight of credit risk across lending products and develop monitoring metrics.
Partner with first line teams to support credit strategy changes and new product launches.
Deliver deep insight and challenge on credit strategies using data-driven analysis and build strong stakeholder relationships.
Monzo is a digital bank on a mission to make money work for everyone, offering personal and business accounts, savings, investments, and credit cards. With a collaborative culture and a focus on diversity and inclusion, Monzo has grown significantly in the UK over the past 10 years.
Own and clean the data foundation: integrate external credit, bank, and tax data with engineering.
Develop underwriting criteria, credit limits, and portfolio monitoring using SQL and Python.
Build dashboards, early-warning signals, and collection insights to reduce losses.
Jeeves is a stablecoin-native banking platform for global enterprises offering cards, payments, and treasury. With thousands of customers across 35 countries and $400M+ funding, it's a high-growth, relentless culture.
Analyze large, diverse datasets on business cash flow, credit, and repayment to identify product opportunities.
Partner with product and engineering to develop and commercialize data products and predictive models.
Lead Ocrolus’ analytics and data science efforts as a subject matter expert on SMB credit and mentoring.
Ocrolus is an AI platform for lenders, automating workflows with over 99% accuracy on nearly one million monthly credit applications. Trusted by 400+ customers, it is a remote-first team of builders and problem solvers.
Lead integration of external data sources and consent cleanup for reliable credit analytics
Use SQL, Python, and statistical models to shape credit policy and portfolio monitoring
Partner with cross-functional teams to improve credit decisions and early-warning signals
Jeeves provides corporate cards, cross-border payments, and spend management software for global businesses. Operating in 20+ countries with over 5,000 clients, it is a high-growth fintech backed by top investors like Andreessen Horowitz and Y Combinator.
Own the underwriting operating model for Engine's corporate card, including credit standards, backtest infrastructure, and portfolio analytics.
Lead and develop the credit team, holding them accountable to underwriting standards and driving automation of credit decisioning.
Partner with Data Science and senior leadership on credit policy governance, model inputs, and fraud coordination.
Engine is an AI-native platform for intelligent travel, serving 38,000+ customers and 2 million travelers. It's a Fast Company and Built In top workplace, offering an ambitious, high-ownership culture.
Define and own Engine's risk tolerance framework, including delinquency rate guardrails, fraud rate targets, and escalation thresholds.
Establish second-line governance and stand up the Risk Committee to keep leadership informed.
Partner with Product, Engineering, Sales, and Legal to embed risk standards into the product and enable growth.
Engine is the AI-native platform for intelligent travel, building the technology and supply behind modern business travel. Serving over 38,000 customers and nearly 2 million travelers, Engine is recognized as a best workplace for innovators.
Direct daily operations of the Shopper Risk Operations team, managing fraud prevention and performance.
Analyze trends and advise management on process and product improvements to reduce chargebacks.
Coach team members, maintain staffing levels, and ensure chargeback deadlines are met.
Sezzle is a fintech company that provides interest-free installment payment plans, aiming to empower consumers and increase merchant sales. It fosters a dynamic, innovative culture with a rapidly growing team of high-performing individuals.
Own credit and fraud strategy across the customer lifecycle to maximize risk-adjusted returns.
Lead and develop a high-performing credit and fraud team while partnering with executives and capital partners.
Drive disciplined test-and-learn initiatives, portfolio monitoring, and regulatory compliance to support profitable growth.
Happy Money is a consumer finance company that empowers people to achieve their goals through simple, transparent loans funded by trusted financial institutions. With more than $6.5 billion in loans originated and a 100% fully distributed remote team, Happy Money brings together purpose-driven professionals focused on making a real impact.
Lead end-to-end AI risk assessments and governance activities across business lines and risk functions.
Own business requirements and enhancements for the AI risk management workflow within an enterprise GRC platform.
Implement and align AI risk management frameworks to enterprise processes, controls, and reporting.
KeyBank is a financial services company providing banking and investment solutions. With over 200 years of history, it offers a flexible, inclusive work environment with supportive teammates and accessible leaders.
Lead the Credit Risk Engineering team, setting technical direction and mentoring engineers.
Design, build, and operate backend services and APIs that integrate risk capabilities into Kiwi's lending products.
Partner with Credit Risk and Data Science to improve MLOps practices and the reliability of credit decision flows.
Kiwi Financial is a financial technology company that builds lending products with integrated credit risk capabilities. The company fosters a collaborative, multidisciplinary engineering culture with high technical ownership and an AI-forward environment.
Own the Controls Product Roadmap, defining vision and strategy for internal risk products.
Prototype and build automated workflows using SQL, Python, APIs, and low-code tools.
Champion AI adoption in risk management to transform manual controls into real-time intelligence.
Monzo is a digital bank on a mission to make money work for everyone, offering innovative banking, savings, investing, and pension products. With a decade of growth and a diverse, inclusive culture, they focus on solving problems and changing lives through financial technology.
Identify blind spots in processes and controls, and recommend improvements.
Facilitate pre-launch reviews, risk self-assessments, and incident management.
Coordinate with cross-functional teams to ensure products are launched safely and comply with risk frameworks.
Mercury is building a complete finance stack for startups, simplifying banking for entrepreneurs and businesses. The company has obtained a provisional national bank charter and is scaling its operations, with a diverse team.