Own policy optimization for member credit limits, balancing retention, churn, and risk exposure.
Design, run, and evaluate policy experiments and A/B tests, translating results into concrete policy changes.
Own forecasting and reporting infrastructure that keeps risk and portfolio performance visible to stakeholders.
EarnIn builds products that deliver real-time financial flexibility for people living paycheck to paycheck, pioneering earned wage access. It has a fast-growing, diverse culture with an experienced leadership team and backing from top investors like A16Z.
Own fraud performance for depository products, monitoring losses, approval rates, false positives, and customer friction.
Build scalable data models, dashboards, and metrics to provide visibility into fraud risk and portfolio health.
Develop fraud strategies and partner with Product, Engineering, ML, and Operations to improve detection.
Affirm is a financial technology company offering consumers a clear, predictable way to pay over time with no hidden fees. We are a remote-first company with a culture focused on care, transparency, and flexibility.
Analyze large, diverse datasets on business cash flow, credit, and repayment to identify product opportunities.
Partner with product and engineering to develop and commercialize data products and predictive models.
Lead Ocrolus’ analytics and data science efforts as a subject matter expert on SMB credit and mentoring.
Ocrolus is an AI platform for lenders, automating workflows with over 99% accuracy on nearly one million monthly credit applications. Trusted by 400+ customers, it is a remote-first team of builders and problem solvers.
Provide ongoing oversight of credit risk across lending products and develop monitoring metrics.
Partner with first line teams to support credit strategy changes and new product launches.
Deliver deep insight and challenge on credit strategies using data-driven analysis and build strong stakeholder relationships.
Monzo is a digital bank on a mission to make money work for everyone, offering personal and business accounts, savings, investments, and credit cards. With a collaborative culture and a focus on diversity and inclusion, Monzo has grown significantly in the UK over the past 10 years.
Own and clean the data foundation: integrate external credit, bank, and tax data with engineering.
Develop underwriting criteria, credit limits, and portfolio monitoring using SQL and Python.
Build dashboards, early-warning signals, and collection insights to reduce losses.
Jeeves is a stablecoin-native banking platform for global enterprises offering cards, payments, and treasury. With thousands of customers across 35 countries and $400M+ funding, it's a high-growth, relentless culture.
Promote and maintain AI governance policies and frameworks to ensure compliance and effective model risk management.
Engage with enterprise AI community to drive awareness and adoption of responsible AI practices.
Monitor model performance, governance controls, and regulatory expectations while identifying emerging risks.
CSAA Insurance Group offers automobile, home and other personal lines of insurance to AAA Members in 23 states and the District of Columbia. Founded in 1914, with over $8 billion in revenue, the company is one of the top personal lines property casualty insurers in the US and cultivates an inclusive, flexible culture.
Explore complex datasets to identify fraud patterns and behavioral signals.
Build and evaluate machine learning models for fraud detection across account opening and identity risk.
Write clean, well-tested code and work with engineering to bring models into production.
Experian is a global data and technology company, powering opportunities for people and businesses around the world. We have an amazing team of 25,200 people in 32 countries, with a people-first, inclusive and purpose-driven culture.
Own the Controls Product Roadmap, defining vision and strategy for internal risk products.
Prototype and build automated workflows using SQL, Python, APIs, and low-code tools.
Champion AI adoption in risk management to transform manual controls into real-time intelligence.
Monzo is a digital bank on a mission to make money work for everyone, offering innovative banking, savings, investing, and pension products. With a decade of growth and a diverse, inclusive culture, they focus on solving problems and changing lives through financial technology.
Lead, coach, and grow a team of Credit Risk Analysts, owning credit risk operations end-to-end.
Build AI-native credit risk frameworks and partner with Data Science and Risk Analytics on models.
Work cross-functionally to embed credit risk policies into fintech products and automate processes.
Jobber provides technology for small home service businesses to quote, schedule, invoice, and collect payments. With a culture of transparency and collaboration, the company has been recognized by Great Place to Work and Deloitte Canada.
Serve as primary risk point of contact for card issuer side risk, including BIN fraud, transaction monitoring, and lifecycle risk control.
Design and deploy ATO risk control strategies across login, device, transaction, and account-change scenarios.
Collaborate with data and engineering teams to implement and tune risk models and rules.
Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume. Trusted by over 300 million users in 100+ countries, we are a remote-first, results-driven organization focused on increasing the freedom of money.
Lead integration of external data sources and consent cleanup for reliable credit analytics
Use SQL, Python, and statistical models to shape credit policy and portfolio monitoring
Partner with cross-functional teams to improve credit decisions and early-warning signals
Jeeves provides corporate cards, cross-border payments, and spend management software for global businesses. Operating in 20+ countries with over 5,000 clients, it is a high-growth fintech backed by top investors like Andreessen Horowitz and Y Combinator.
Execute end-to-end client risk assessments, including document collection, interviews, scoring, and written assessments.
Own program underwriting, third-party risk management, and enterprise risk assessment processes.
Test, deploy, and tune agentic AI tooling to automate routine assessment tasks, while maintaining judgment on exceptions.
Lithic is a modern card issuing and processing platform that powers card programs for 100+ fintech clients, including Mercury, Flex, and Novo. With a team of 170+ across 26 states and 7 countries, we're backed by investors like Bessemer and Index, and we foster a culture of innovation and flexibility.
Own the credit risk data layer, from vendor data contracts to Snowflake warehouse tables and pipelines.
Monitor data freshness, volume, fill rate, schema, and drift; triage incidents to root cause and closure.
Build automated data quality tests and documentation for reproducible modeling datasets and governed metrics.
Kiwi Financial Inc. is a financial technology company that uses data and AI to make credit risk and lending decisions. The company is remote-first and works as a collaborative multidisciplinary team across Credit Risk, Data Science, Engineering, and Product.
Conduct comprehensive merchant application reviews covering KYC and AML rules.
Analyze flagged transactions and make well-reasoned recommendations for payment processing compliance.
Collaborate with internal teams and external partners while managing customer escalations.
Boulevard provides the first and only client experience platform for appointment-based, self-care businesses, empowering customers to deliver more magical moments. Processing over $3B annually and growing fast, the company values diversity, experimentation, and taking care of its team.
Lead Bank Charter Readiness and regulatory programs across Fraud, Disputes, and Risk UX, translating expectations into work plans.
Own goal tracking, reporting, and operational quality reviews for Fraud and Disputes, including OKRs and dashboards.
Use data and AI to drive continuous improvement and build durable programs from zero to one.
Mercury is a fintech company building a complete financial stack for startups. It values diversity and belonging and is an Equal Employment Opportunity employer.
Develop and deploy full-stack ML models for financial crime detection in transaction processing and onboarding.
Own the Dynamic Risk Score (DRS) system, scoring clients daily and driving quarantine and alert decisions.
Set up monitoring and champion-challenger frameworks to ensure best models are always in production.
Finom is a European tech startup developing an all-in-one financial B2B platform integrating banking, accounting, and invoicing. With over 300 employees and a start-up culture, they prioritize innovation, swift implementation, and employee empowerment.
Investigate complex, high-risk user business cases applying deep risk judgment and tailored solutions.
Navigate ambiguity to develop evidence-based recommendations where standard frameworks do not apply.
Collaborate across Risk Operations, Legal, Compliance, and Product to build holistic risk mitigation strategies.
Stripe is a financial infrastructure platform for businesses, enabling millions of companies to accept payments and grow revenue. With a mission to increase the GDP of the internet, it fosters a culture of innovation and tackling ambitious challenges.
Identify blind spots in processes and controls, and recommend improvements.
Facilitate pre-launch reviews, risk self-assessments, and incident management.
Coordinate with cross-functional teams to ensure products are launched safely and comply with risk frameworks.
Mercury is building a complete finance stack for startups, simplifying banking for entrepreneurs and businesses. The company has obtained a provisional national bank charter and is scaling its operations, with a diverse team.
Design and own the risk framework across market, credit, counterparty, liquidity, operational and protocol risk.
Build models and analytics including VaR, scenario analysis and stress testing for traditional and digital positions.
Lead counterparty and venue due diligence, review risk terms in legal documents, and design operational risk controls.
Rootstock Capital builds a BTC-denominated investment fund that lets Bitcoin holders earn yield and manage credit risk. It is part of RootstockLabs, a global, diverse team building Bitcoin's financial infrastructure with a community culture.