Member of Legal, Bank and Regulatory Counsel

Assist the team with analyzing our core services and corresponding bank and regulatory requirements, and also help build consumer-critical aspects for new business lines. Serve as the company's internal expert on the CFPB and all related consumer financial laws and regulations. This critical role will be responsible for advising the business on regulatory changes, ensuring compliance with federal consumer finance statutes, leading the response to CFPB supervision and enforcement matters and state actions. Also embed best-in-class compliance management systems across the organization. Advise on consumer impacts with respect to new products or services. Draft, implement, and periodically update company policies, procedures, and training programs to ensure proactive compliance with new or changing consumer protection laws. Develop and conduct tailored compliance training for key stakeholders, including marketing, customer service, and product teams. Manage and respond to inquiries, investigations, and enforcement actions from regulatory bodies and industry self-regulatory organizations. Conduct internal legal audits and risk assessments related to consumer-facing practices and develop corrective action plans. Build a close relationship with the sales, product, engineering, operations, compliance, and other teams to collaborate closely in developing new products, improving existing businesses, identify and resolve legal issues, structure complex agreements, and improve efficiency.