Responsibilities:
- Set post-funding lifecycle strategy end-to-end from first payment through payoff, refinance, top-up, second loan, and adjacent products.
- Anticipate where the portfolio and competitive landscape are heading and bring a defensible, data-backed point-of-view on where the next dollar of LTV comes from proactively.
- Make the next-best-offer calls of which product, channel, and moment to surface, and to whom, grounding them in behavioral signal and real cohort and propensity models.
About You:
- 8+ years in lifecycle, CRM, retention, or growth marketing, with meaningful time in lending or fintech.
- Strong analytical and financial fluency (CAC, funnel conversion, lead scoring, forecast modeling, LTV economics).
- Deep lifecycle expertise (journey design, automation workflows, next-best-offer logic, PIF/win-back) plus behavioral-data and segmentation fluency.
Benefits & Perks:
- Generous medical, dental, and vision insurance options.
- Eligible for Annual Bonus, 401k Plan with matching contribution, and generous PTO including sick leave, vacation, volunteer, and more.
- 12 Weeks Paid Parental Leave, company-paid short & long term disability and life insurance, and monthly tech stipend.
Happy Money
Happy Money is a consumer finance company that empowers people to achieve their goals through simple, transparent loans funded by trusted financial institutions. The company has originated more than $6.5 billion in loans and is a 100% fully distributed workforce.