Source Job

• Lead a high-calibre ML team to shape Borrowing's ML roadmap across UK growth, new customer segments, and EU expansion.
• Improve underwriting, pricing, limits, and lifecycle decisioning through faster model iteration and new data sources.
• Partner with leaders across Credit Strategy, Product, Engineering, and Data to drive commercial impact and long-term strategic advantage.

Monzo is on a mission to make money work for everyone, offering personal and business bank accounts, savings, investments, and pensions. As a rapidly growing fintech with a strong UK presence, we foster an inclusive culture focused on innovation and customer delight.

• Lead and grow a cross-functional team of ML engineers, backend engineers, and data analysts.
• Guide research and experimentation, balancing long-term innovation with near-term business impact.
• Partner with Product and Engineering leaders to identify opportunities for increasing revenue and conversion through personalization.

Constructor is an AI-first ecommerce search and discovery platform helping shoppers find products and enabling global e-commerce brands to drive revenue and conversion. The company offers a fully remote team, unlimited vacation, and a training budget.

• Define and socialize a long-term Shopping & Offers vision and strategy, translating it into clear roadmaps and decisions.
• Manage a portfolio of consumer-facing surfaces (Home, Search, Profile) ensuring a simple and consistent experience across platforms.
• Lead and grow a high-performing PM team, setting the bar for craft and cultivating a culture of ownership, rigor, and candor.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The company is a remote-first industry leader with a fast-growing platform, operating with the agility of a startup while leveraging scale.

• Lead Data + ML Platform strategy and execution, including MLOps and data engineering.
• Build and scale the engineering team, coaching engineers and fostering a culture of ownership.
• Partner cross-functionally with Product, Hardware, and Data Science to drive technical direction and business outcomes.

Inspiren offers the most complete and connected ecosystem in senior living, founded by a former Green Beret turned cardiothoracic nurse. The company is building an integrated platform with smart sensors and analytics to improve care outcomes.

• Lead four engineers building and maintaining the credit risk modelling platform and surrounding infrastructure.
• Raise engineering standards across modelling systems, focusing on reliability, observability, reproducibility, and safe change.
• Stay hands-on in the codebase to address ambiguity and cross-system complexity while balancing rigour with speed.

Iwoca provides flexible finance for small and medium-sized businesses, using smart technology and data science to offer responsive funding. With over 100,000 businesses served and £4 billion in funding, their passionate team drives to support one million SMEs, creating lasting impact for communities and economies.

• Design, develop and deploy advanced statistical or machine learning models for credit risk, pricing, collections, fraud, and other high-impact business use cases.
• Lead end-to-end delivery of data science initiatives from problem framing through deployment and monitoring.
• Partner with cross-functional teams including Portfolio Strategy, Engineering, Product, and Sales to integrate models and solve critical business problems.

Forward Financing is a fintech company that unlocks capital for small businesses across America. Since 2012, it has provided over $4.8 billion in funding to more than 92,000 small businesses and is recognized as a Best Place to Work by Built In Boston.

• Build and lead a high-performance product engineering team focused on innovation, accountability, and reliability.
• Develop scalable reliability, risk management, and operational governance capabilities for production systems.
• Drive alignment across Platform Engineering, SRE, Infrastructure, and product teams to deliver long-term technical roadmap outcomes.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees or compounding interest. It is a publicly traded, remote-first company with competitive benefits and a culture focused on innovation and people.

• Build and operate the real-time inference service for the risk decision engine with low latency and high availability.
• Own model deployment infrastructure including CI/CD, shadow mode, and staged rollouts.
• Build model observability and partner with Risk Data Science for production operation.

Mercury is a fintech company that provides banking services for startups via partner banks. The company is committed to creating a safe environment and values diversity, with a growing team focused on innovation.