Senior Collections Strategy Analyst

Upgrade

Remote regions

US

Salary range

$100,000–$120,000/yr

Benefits

Unlimited PTO

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About the Role:

  • The Collections team protects portfolio performance while ensuring fair treatment of borrowers.
  • As a Senior Collections Strategy Analyst, you will own analytics and strategy for recovery operations.
  • This is a highly visible individual contributor role for someone who enjoys building strategy from scratch.

What You'll Do:

  • Build a holistic analytics framework for the recovery program, including debt sale and agency outsourcing.
  • Design and maintain dialer strategy for pre-charge-off delinquent accounts with a test-and-learn mindset.
  • Own digital communication strategy across email, SMS, and AI voice channels, balancing performance and compliance.

What We Look For:

  • 3-5+ years of quantitative analytics experience in collections, credit risk, or recovery operations.
  • Advanced SQL skills and experience with Tableau, plus a track record of designing A/B tests.
  • Strong communication and cross-functional partnership skills, with a self-starter attitude.

What We Offer You:

  • Competitive salary and stock option plan.
  • Medical, dental, and vision insurance with employer-paid options.
  • Flexible PTO, competitive 401(k), and paid parental leave.

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Upgrade is a fintech company that provides affordable and responsible financial products, having helped over 7.5 million customers access over $42 billion in consumer credit. The company is valued at $7.3B, backed by prominent investors, and has a collaborative culture, earning recognition as a top workplace.

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