Analyse M-KOPA's repayments data and other data sources to continuously improve credit scorecards and eligibility criteria while managing credit risk.
Refine loan pricing based on credit analysis and customer behaviour.
Test new loan types to understand customer demand and credit performance.
M-KOPA provides financing for everyday essentials accessible to everyone. They have served over 7 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa and are recognized as one of Africa's fastest growing companies.
Independently deliver analytical projects across the consumer credit lifecycle, including acquisition, account management and collections
Build statistical and machine learning models through all phases of development, from design through training, evaluation, validation and implementation
Use a broad set of technologies: SQL, PySpark, Python, AWS and more to obtain insights from large volumes of data
Experian is a global data and technology company, powering opportunities for people and businesses around the world. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more. They have an amazing team of 25,200 people in 32 countries.
Designing and optimizing credit risk strategies, including policies and scorecards.
Managing performance of application scorecards and identifying emerging risks.
Producing clear MI and analysis covering application volumes and risk performance.
Tandem Bank is a digital bank founded in 2014 in the UK, focused on sustainable banking. With over 500 employees, they foster a culture where employees contribute to meaningful products that improve financial choices and promote environmental responsibility.
Leading the credit risk strategy oversight team and owning the delivery of independent oversight and assurance plans.
Supporting the team in reviewing credit strategy and product changes, highlighting key risks and influencing decisions.
Partnering with colleagues to support credit strategy changes, including new product launches and ensuring risk appetite is met.
Monzo is on a mission to make money work for everyone, waving goodbye to complicated traditional banking. After starting as a prepaid card, they have grown, now offering personal & business bank accounts, joint accounts, and credit cards with more to come.
Monitor indicators-key of the credit cycle, as approval, default, losses, return/profitability, cohorts, stability of policies and decision quality.
Develop and run tests to challenge current policies (experiments and incremental changes), covering the complete process: hypothesis definition and test design alignment with stakeholders.
Produce analyses and materials that support decisions (dashboards, deep dives, post-mortems), with clear communication for technical and business audiences.
Zippi is on a mission to boost the 22 million micro and small businesses (MSEs) in Brazil with financial solutions that truly meet their needs. They pioneered the use of PIX as a credit platform, enabling MSEs to access working capital instantly. The company has experienced exponential growth and has granted over R$ 7.6 billion in credit to micro and small businesses across Brazil.
Conduct client discovery calls with account executives.
Meet with clients to discuss fraud strategies to mitigate risk.
Create and deliver presentations aligned to proposed solution value.
SentiLink provides innovative identity and risk solutions, empowering institutions and individuals to transaction with confidence. They are building the future of identity verification in the United States, working as a digital-first company with strong collaboration across the U.S. and India.
Design, implement, and thoroughly test changes to the customer acquisition and underwriting decision engines to optimize origination volume and loan performance
Write and maintain a suite of unit and regression test cases to ensure the accuracy of changes to the customer acquisition and underwriting decision engines
Communicate concise and actionable business strategy recommendations to senior management
NinjaHoldings aims to revolutionize how Americans interact with financial services. They have a lean and innovative team disrupting consumer finance with offices in Chicago, Miami, and remote locations around the world.
Proactively explore data and identify opportunities to help accelerate product development or improve existing products in Trust and Safety.
Translate analysis and trends into recommendations for business logic to improve identity and fraud conversion rates or fraud rates.
Own end-to-end analytics workflow, including defining success and performance metrics, socialising them across the organisation.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is proud to be a remote-first company with competitive benefits that are anchored to our core value of people come first.
Support change execution across third-party platforms, internal tools, or partner-specific decisioning environments.
Perform user acceptance testing, production verification testing, and other validation activities for strategy changes.
Identify opportunities to improve workflows, reduce manual work, and strengthen execution controls.
Best Egg, now part of Barclays, is a market-leading, tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. At Best Egg, you’ll find a culture grounded in our core values—putting people first, creating clarity, delivering with excellence —enhanced by Barclays’ commitment to integrity, inclusion, and long-term impact.
Build and iterate on complex financial models that support expansion.
Write SQL queries to pull raw data to ground financial projections.
Prepare quantitative and presentation materials to support strategic analyses.
Tia is transforming healthcare for women by increasing access to and improving the experience of key preventive healthcare services. They integrate services across primary care, mental health, gynecology, dermatology and wellness. Tia is a Series D, venture-backed company with more than 120,000 women who trust Tia for their care, across four markets.
Lead analytical work across the merchant risk lifecycle.
Build and maintain queries, dashboards, and reporting.
Investigate high-risk merchant activity.
Wisetack builds consumer lending products for service-based businesses. They are a well-funded startup backed by leading VCs, and the leadership team comes from top fintech companies.