Leading the credit risk strategy oversight team and owning the delivery of independent oversight and assurance plans.
Supporting the team in reviewing credit strategy and product changes, highlighting key risks and influencing decisions.
Partnering with colleagues to support credit strategy changes, including new product launches and ensuring risk appetite is met.
Monzo is on a mission to make money work for everyone, waving goodbye to complicated traditional banking. After starting as a prepaid card, they have grown, now offering personal & business bank accounts, joint accounts, and credit cards with more to come.
Build analytics and procedures to monitor credit performance and protect Thrive’s bottom line.
Produce reporting and dashboards that communicate credit risk trends to stakeholders.
Monitor credit underwriting models and leverage AI/automation for more efficient insights.
Thrive Financial is a mission-driven fintech focused on enabling responsible, accessible financing. The company is in high growth mode and offers a fully remote, collaborative environment.
Monitor, refine and develop Credit strategies for personal loans.
Create test/control champion/challenger tests and monitoring to inform future strategies.
Perform ad-hoc analytics, create reporting and presentations.
Best Egg, now part of Barclays, is a market-leading, tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. As a Barclays company, they combine the agility and customer focus of a fintech with the global reach, stability, and purpose of a leading financial institution.
Analyse M-KOPA's repayments data and other data sources to continuously improve credit scorecards and eligibility criteria while managing credit risk.
Refine loan pricing based on credit analysis and customer behaviour.
Test new loan types to understand customer demand and credit performance.
M-KOPA provides financing for everyday essentials accessible to everyone. They have served over 7 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa and are recognized as one of Africa's fastest growing companies.
Support the implementation and ongoing operation of Monzo’s strategic risk oversight and framework processes.
Develop strategic risk oversight dashboards, building these from scratch and exploring both internal data and external macroeconomic data sources.
Interpret macroeconomic and external developments and assess their impact on Monzo’s strategic risks.
Monzo is on a mission to make money work for everyone, waving goodbye to the complicated ways of traditional banking. They have grown a lot in the last 10 years, with offerings such as personal and business bank accounts, joint accounts, and credit cards.
Lead the Control Discipline data and technology strategy and roadmap, aligning with Monzo's expansion plans and Group Risk strategy.
Drive risk and control data transformation by partnering with Data and Engineering to translate risk management needs into technology requirements.
Champion AI in risk management by identifying enterprise partners, running PoCs, and building business cases for AI-driven solutions.
Monzo is on a mission to make money work for everyone, offering personal and business bank accounts, savings, investments, and pensions in the UK. With over 10 years of growth, they are known for their hot coral cards, get-paid-early feature, award-winning customer service, and a culture focused on solving problems and changing lives.
Identify opportunities for growing adoption and engagement of payments and shape these opportunities through all phases of planning and execution - for both retail and business segments.
Monzo is on a mission to make money work for everyone. They offer personal and business bank accounts, joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK. They are gearing up for their next phase of growth, from 15 million to 20 million customers.
You will lead innovation and modernization efforts across Experian's mortgage originations products while stewarding existing, mission‑critical solutions.
You will represent Experian with clients, resellers, and industry organizations — including in forums such as MISMO.
You will lead the end‑to-end launch of new solutions in partnership with multiple Experian business units, including Product Development, Sales, Marketing, and Client Services.
Experian is a global data and technology company, powering opportunities for people and businesses around the world. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more with 25,200 employees.