Leading the credit risk strategy oversight team and owning the delivery of independent oversight and assurance plans.
Supporting the team in reviewing credit strategy and product changes, highlighting key risks and influencing decisions.
Partnering with colleagues to support credit strategy changes, including new product launches and ensuring risk appetite is met.
Monzo is on a mission to make money work for everyone, waving goodbye to complicated traditional banking. After starting as a prepaid card, they have grown, now offering personal & business bank accounts, joint accounts, and credit cards with more to come.
Own strategy and execution for card fraud, while also contributing to broader fraud strategy across adjacent domains
Use data and quantitative analysis to design fraud controls, mitigate risk, and improve customer experience while balancing trade-offs
Partner with Compliance and Legal to ensure solutions align with regulatory requirements
Mercury is building a complete finance stack for startups. They work to create the easiest and safest banking experience possible to simplify entrepreneurs' and business owners’ financial lives.
Develop monitoring and reporting of enterprise-wide current and potential future risk exposures.
Analyze bank financial and metric data to aid in the production of quarterly bank health reports.
Actively work with business units on the annual risk control self-assessment process.
D.A. Davidson Companies is an independent, employee-owned company with a rich history spanning 90 years. They support a friendly, open and supportive culture, and encourage candid communication and productive engagement.
Identify opportunities for growing adoption and engagement of payments and shape these opportunities through all phases of planning and execution - for both retail and business segments.
Monzo is on a mission to make money work for everyone. They offer personal and business bank accounts, joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK. They are gearing up for their next phase of growth, from 15 million to 20 million customers.
Manage a team of specialist Financial Crime risk owners to implement the fincrime strategy across the Business Bank as it develops new products and expands into new markets.
Develop strategic relationships with experts, product owners, and executives to provide expert knowledge and help define business requirements for financial crime prevention.
Suggest, develop, implement, and monitor industry-leading fincrime detection capabilities by working alongside data scientists, machine learning experts, product managers, and engineers.
Monzo is a UK-based digital bank on a mission to make money work for everyone, moving beyond traditional banking with personal and business accounts, savings, investments, and credit cards. It is known for its vibrant culture, award-winning customer service, and financial education on social media, serving a wide range of customers across the UK.
Conducts risk assessments and internal/external partner reviews.
Develops and implements risk mitigation strategies.
Advises leadership on risk-related decisions.
Pathward is a financial empowerment company that collaborates with innovators to broaden financial availability, choice, and opportunity. They are dedicated to removing traditional barriers to financial access and fostering economic mobility, with a team of problem solvers who celebrate differences and value diverse perspectives.
Contribute to strategic direction for Trust & Safety and translate risk insights into measurable OKRs.
Own end-to-end risk mitigation across Critical Response, Compliance, and Claims.
Partner cross-functionally with Legal, Product, Engineering, Operations, and CX leadership.
Roadie, a UPS company, is a leading logistics and delivery platform that helps businesses tackle the complexities of modern retail. They offer flexible delivery solutions with a network of more than 310,000 independent drivers nationwide.
Lead analytical work across the merchant risk lifecycle.
Build and maintain queries, dashboards, and reporting.
Investigate high-risk merchant activity.
Wisetack builds consumer lending products for service-based businesses. They are a well-funded startup backed by leading VCs, and the leadership team comes from top fintech companies.
Monitor, refine and develop Credit strategies for personal loans.
Create test/control champion/challenger tests and monitoring to inform future strategies.
Perform ad-hoc analytics, create reporting and presentations.
Best Egg, now part of Barclays, is a market-leading, tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. As a Barclays company, they combine the agility and customer focus of a fintech with the global reach, stability, and purpose of a leading financial institution.
Designing and optimizing credit risk strategies, including policies and scorecards.
Managing performance of application scorecards and identifying emerging risks.
Producing clear MI and analysis covering application volumes and risk performance.
Tandem Bank is a digital bank founded in 2014 in the UK, focused on sustainable banking. With over 500 employees, they foster a culture where employees contribute to meaningful products that improve financial choices and promote environmental responsibility.
Work as a strategic and trusted partner to Directors across our Operations teams.
Collaborate with Senior Leadership teams across Operations to drive high performance and engagement.
Own the people's life-cycle within your business area proactively iterating and improving your approach.
Monzo's mission is to make money work for everyone, waving goodbye to the complicated ways of traditional banking and solving problems for their customers. They foster a culture that centres on their customers and brings together the best of tech with the best of banking.
Own a focused portfolio of high-value enterprise opportunities from initial outreach through commercial close and long-term expansion.
Build trusted relationships with sophisticated institutional counterparties, including regulated financial and market infrastructure participants.
Lead commercial and technical conversations with business, product, engineering, and executive stakeholders.
Risk Labs is the foundation behind UMA and Across, decentralized protocols governed by community members. They are a remote-first, globally distributed team focused on building infrastructure that pushes crypto forward.
Price deals in new merchant categories and design premium structures from first principles.
Build tooling to monitor loss ratios and recommend claims initiatives and premium adjustments.
Own the risk narrative with senior leadership, explaining loss ratio movements and next steps.
Extend enhances customer experience for retailers with AI-driven solutions. They offer automated customer service, returns management, and fraud detection and are backed by prominent technology investors.
Analyse M-KOPA's repayments data and other data sources to continuously improve credit scorecards and eligibility criteria while managing credit risk.
Refine loan pricing based on credit analysis and customer behaviour.
Test new loan types to understand customer demand and credit performance.
M-KOPA provides financing for everyday essentials accessible to everyone. They have served over 7 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa and are recognized as one of Africa's fastest growing companies.
Own chargeback and fraud strategy across the portfolio and serve as the single point of accountability for our VAMP and Mastercard fraud rates.
Maintain VAMP and Mastercard fraud rates below processor thresholds, with active remediation plans for any platform trending toward Visa's "above standard" or "excessive" tiers.
Build and maintain risk dashboards using SQL against our payment data, giving leadership real-time visibility into fraud rate, dispute volume, refund-to-chargeback conversion, and processor-specific KPIs.
Progress Partners is a fast-growing technology company that builds and scales next-generation SaaS and mobile platforms. Their global team of experts collaborates across time zones to deliver category-defining innovations, working end-to-end across the product lifecycle.