Remote Banking Jobs · Underwriting

• Evaluate and underwrite merchant and ISV applications for high-risk ecommerce, assessing financial, operational, regulatory, and fraud risk.
• Work closely with merchants, processors, acquiring banks, and internal teams to structure approvable merchant submissions.
• Identify and recommend risk mitigation strategies such as reserves, processing limits, and fraud controls to balance growth with risk.

Phoenix is an autonomous commerce platform for DTC founders, unifying storefronts, checkout, payments, and operations into one platform with AI agents. The company has 8-figure ARR, strong unit economics, and a culture of high ownership, decisiveness, and entrepreneurial spirit.

• Perform upfront file structuring and maintain pipeline retention to ensure loans are properly positioned for successful processing and closing.
• Review and provide guidance on complex loan scenarios, including LESA and TISA exceptions, Financial Assessments, Trusts, Residual Income calculations, and more.
• Partner with Sales, Operations, and Underwriting teams to resolve structuring challenges and deliver training.

Longbridge Financial is a leading provider of home equity solutions for seniors, helping older homeowners access the value in their homes. They have been named a Great Place to Work three years in a row and prioritize a culture where employees enjoy their work.

• Underwrite a full spectrum of lending products with a focus on acceptable credit risk and risk-return relationships.
• Collaborate with Business Development Officers to provide consultative credit perspectives and manage the underwriting process through closing.
• Analyze financial statements, collateral, and debtor information to prepare credit narratives for approval committees.

Pathward is a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity. They are a team of problem solvers and innovators who celebrate differences and embrace a HUMBLE*HUNGRY*SMART approach.