Source Job

US

  • Underwrite consumer and residential mortgage loan requests, evaluating creditworthiness, repayment capacity, and risk profile.
  • Ensure compliance with bank policy, regulatory requirements, and risk management standards.
  • Collaborate with loan officers, originators, and credit administration to structure loans and recommend approvals.

Underwriting Credit Analysis Financial Analysis Mortgage Lending Regulatory Compliance

14 jobs similar to Residential & Consumer Underwriter

Jobs ranked by similarity.

India

  • Apply advanced knowledge of Fannie Mae, Freddie Mac, FHA, and VA guidelines to rigorously test mortgage underwriting tools.
  • Review borrower documentation (income, assets, credit, collateral) and confirm correct application of underwriting rules.
  • Document test results, flag discrepancies, and recommend solutions to ensure compliance with agency and investor standards.

Ocrolus is an AI workflow and analytics platform for lenders, processing nearly one million credit applications monthly. The company is a remote-first, fast-growing team of builders and problem solvers, with over 400 customers and a culture grounded in empathy, curiosity, humility, and ownership.

$84,960–$127,440/yr
US 2w PTO

  • Assist Commercial Loan Officers in managing existing credit relationships and supporting new ones.
  • Analyze financial data, prepare loan review memorandums, and recommend risk upgrades or downgrades.
  • Underwrite and structure new loans or modifications while ensuring compliance with regulations.

Peak Credit Union is a member-focused financial institution offering banking and lending services. They emphasize community ties and provide comprehensive employee benefits, including medical, dental, and vision coverage.

India

  • Apply advanced underwriting knowledge to validate and improve automated mortgage lending products.
  • Review and analyze borrower documentation including W-2s, tax returns, and AUS findings.
  • Collaborate with Product and Sales teams to enhance underwriting logic and product features.

A fast-growing fintech company leveraging AI to improve mortgage lending. They emphasize empathy, curiosity, and ownership in a collaborative remote culture.

US

  • Guide borrowers through the lending process by evaluating loan needs and recommending appropriate solutions.
  • Analyze complex financial data to identify risks and ensure regulatory compliance.
  • Collaborate with cross-functional teams to resolve issues and maintain loan pipeline progress.

Sekisui House U.S. is a global leader in homebuilding, building brands like SHAWOOD, Richmond American, and Woodside. With a 60+ year history and over 2.6 million homes built, we promote a culture of professionalism, teamwork, health & wellness, and work-life balance.

US 2w PTO

  • Originate quality mortgage loans including conventional, construction, government, and home equity loans.
  • Monitor loan applications and work with members to obtain required documents.
  • Build relationships with branches, realtors, and builders to establish referral channels.

Peak Credit Union provides financial services to its members. They are an equal opportunity employer with a focus on community engagement and member satisfaction.

$65,000–$70,000/yr
US 12w maternity 6w paternity

  • Calculate Knock Bridge Loan advance amounts and condition loan files for accuracy and compliance.
  • Manage a daily pipeline of loans while maintaining quick turn times and high-level customer service.
  • Communicate effectively with internal teams and external partners to ensure smooth loan processing.

Knock redefines the home buying and selling experience with its Knock Bridge Loan™, empowering homebuyers to buy before they sell. Founded in 2015, it has grown into a trusted partner with 60,000+ loan officers and agents, earning 900+ five-star reviews and an A+ BBB rating.

$24–$28/hr
US

  • Verifies, compiles, and inputs application information for mortgage loans.
  • Recommends loan denials or restructures based on standards.
  • Submits loan files for underwriting approval and communicates with borrowers.

PRMG is a mortgage company that processes residential loans. They cultivate a family-like work environment with a casual, professional, team-oriented culture and value work-life balance.

UK

  • Manage the day-to-day credit and underwriting process
  • Review and manage credit escalations and referrals
  • Own underwriting decisions for clients not captured by auto-underwriting

Octopus Electric Vehicles is an electric car leasing company dedicated to making it easy for individuals and businesses to switch to greener driving. Part of the Octopus Energy Group, they are a fast-growing startup with a culture of empowerment and have been recognized as a top workplace.

US Unlimited PTO

  • Design the fund's underwriting framework from scratch, including credit policy, scoring methodology, and LP-ready documentation.
  • Lead deal underwriting and structuring of lending facilities to game studios, including term loans, revolvers, and royalty-based structures.
  • Serve as the credit face of the fund in LP meetings and support capital formation with risk-return narrative and portfolio construction.

Xsolla is a global commerce company that provides tools and services to help video game developers fund, distribute, market, and monetize their games. With over 1,500 game developers served and a supportive culture, they prioritize employee well-being through comprehensive benefits and professional development.

US

  • Review mortgage loan documentation and source data for accuracy and completeness before boarding.
  • Verify critical loan information and resolve discrepancies with origination, closing, and servicing teams.
  • Support regulatory compliance and maintain organized records of investigations and resolutions.

Our partner is a mortgage servicing company focused on accurate loan boarding and data integrity. It fosters a collaborative, team-oriented environment with a commitment to service excellence and member experience.

US

  • Responsible for underwriting complex new construction and preservation transactions, specializing in 4% and 9% LIHTC, tax-exempt bonds, and soft funds.
  • Lead financial modeling and risk assessments for formal RFA and FRI submissions, ensuring compliance with QAP criteria.
  • Coordinate with developers, investors, lenders, and government agencies to resolve underwriting questions and manage investor closing environment.

Stonewater Development Group is in the business of preserving and creating quality affordable housing. They are adding a Senior Underwriter to the team, with a focus on complex LIHTC transactions.

$80,000–$105,000/yr
Global Unlimited PTO

  • Own the RenoFi Wiki, ensuring it remains accurate and self-serve for loan officers to originate loans at any time.
  • Manage new lender onboarding end-to-end, including evaluating partnerships, building training materials, and coordinating internal rollouts.
  • Oversee ongoing lender administration, reporting, and strategy, including annual renewals, escalation resolution, and relationship management.

RenoFi is a fintech platform that provides home renovation lending solutions, including the first Renovation HELOC. The company is a small, remote-first team of operators, backed by leading investors, and has helped finance over $1 billion in renovation projects.

$69,152–$123,921/yr
US

  • Determine the acceptability, quality, pricing, and profitability of new and existing business.
  • Complete thorough risk analysis on designated accounts using industry rules and guidelines.
  • Identify and initiate new business opportunities within your book of business and assigned agencies.

Encova Insurance is an insurance company that provides commercial lines insurance and risk management solutions. We have a culture of collaboration, trust, and continuous learning, with associates driving our success.

$40,000–$60,000/yr
US Unlimited PTO 12w maternity 12w paternity

  • Resolves incoming customer inquiries and requests related to mortgage loans.
  • Reaches out to borrowers to resolve payment issues and documents interactions.
  • Processes payoff and verification of mortgage and works with other teams to identify at-risk borrowers.

Kiavi is one of the nation’s largest private lenders to residential real estate investors, using data and technology to provide faster access to capital. With over 500 employees, Kiavi has earned multiple awards including Forbes Fintech 50 and Fast Company’s Most Innovative Companies.