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• Developing and optimizing credit underwriting and pricing strategies for unsecured lending products.
• Using data analysis and SQL to monitor portfolio performance and drive data-driven decisions.
• Collaborating with cross-functional teams to design and roll out new lending products and customer journeys.

Monzo is a digital bank offering personal and business accounts, credit cards, and financial services to simplify money management. With a decade of growth and a focus on customer experience, they have a diverse team spread across the UK.

• Design and refine credit underwriting and limit strategies to optimize risk and growth.
• Analyze portfolio performance (arrears, utilization, revenue, losses) and identify actionable insights.
• Build and interpret NPV and profitability models to inform strategic decisions.

Monzo is on a mission to make money work for everyone, offering personal and business bank accounts, savings, investments, and pensions in the UK. With a history of creating magical moments through hot coral cards and award-winning customer service, Monzo has grown significantly over the last 10 years and values diversity and inclusion.

• Design the fund's underwriting framework from scratch, including credit policy, scoring methodology, and LP-ready documentation.
• Lead deal underwriting and structuring of lending facilities to game studios, including term loans, revolvers, and royalty-based structures.
• Serve as the credit face of the fund in LP meetings and support capital formation with risk-return narrative and portfolio construction.

Xsolla is a global commerce company that provides tools and services to help video game developers fund, distribute, market, and monetize their games. With over 1,500 game developers served and a supportive culture, they prioritize employee well-being through comprehensive benefits and professional development.

• Shape the roadmap for Monzo's Credit Platform, evolving shared infrastructure for lending strategies across products and markets.
• Lead the evolution of credit valuation infrastructure including NPV modelling to optimize lending economics.
• Hire, coach, and develop a high-performing team of Credit Analysts, fostering technical excellence and continuous improvement.

We're a digital bank on a mission to make money work for everyone, offering personal and business accounts, credit cards, and more. We're a growing company with a strong culture of innovation and inclusion.

• Evaluate and underwrite merchant and ISV applications for high-risk ecommerce, assessing financial, operational, regulatory, and fraud risk.
• Work closely with merchants, processors, acquiring banks, and internal teams to structure approvable merchant submissions.
• Identify and recommend risk mitigation strategies such as reserves, processing limits, and fraud controls to balance growth with risk.

Phoenix is an autonomous commerce platform for DTC founders, unifying storefronts, checkout, payments, and operations into one platform with AI agents. The company has 8-figure ARR, strong unit economics, and a culture of high ownership, decisiveness, and entrepreneurial spirit.

• Personally underwrite and structure large-ticket commercial credit transactions, including exposures of $1M+ and transactions up to ~$2.5M.
• Analyze audited and CPA-reviewed financial statements, leverage, liquidity, coverage, quality of earnings, and other credit indicators.
• Co-own credit policy with senior Risk leadership, monitor portfolio performance, and collaborate on automated decisioning.

The partner company is a fast-growing financial technology firm focused on underwriting complex, high-value commercial transactions. It offers a high-autonomy, inclusive workplace with opportunities to shape credit policy and work at the intersection of commercial credit and AI.

• Evaluate financial applications and documentation for accuracy and completeness.
• Enter and maintain reliable data across underwriting systems and platforms.
• Weigh risk factors and ensure every decision follows underwriting guidelines.

Hire Hangar connects top talent with vetted employers, offering competitive pay and real growth opportunities. The company focuses on remote work and supports US-based clients in financial services.

• Lead daily merchant boarding, underwriting, and risk monitoring operations, modernizing processes with AI and automation.
• Partner with cross-functional teams to evolve policies, vendor integrations, and portfolio risk reporting.
• Build and scale a high-performing team, defining SLAs and KPIs for decision speed and risk management.

Versapay turns accounts receivable into a competitive advantage by automating AR processes, connecting finance teams, customers, and business systems. With over 10,000 customers and processing over $257B annually, the company is a scale-up focused on innovation and growth.

• Apply advanced knowledge of Fannie Mae, Freddie Mac, FHA, and VA guidelines to rigorously test mortgage underwriting tools.
• Review borrower documentation (income, assets, credit, collateral) and confirm correct application of underwriting rules.
• Document test results, flag discrepancies, and recommend solutions to ensure compliance with agency and investor standards.

Ocrolus is an AI workflow and analytics platform for lenders, processing nearly one million credit applications monthly. The company is a remote-first, fast-growing team of builders and problem solvers, with over 400 customers and a culture grounded in empathy, curiosity, humility, and ownership.

• Oversee underwriting team performance, professional development, and risk selection for homeowners and auto policies.
• Ensure compliance with regulations, quality work product, and operational efficiency while fostering agent relationships.
• Drive process improvements, automation updates, and new product initiatives to enhance growth and profitability.

Mercury Insurance helps people reduce risk and overcome unexpected events with personal auto and property insurance products. Recognized as one of America's Best Midsize Employers for 2025, the company fosters a collaborative, inclusive culture focused on growth and customer service.

• Lead complex product initiatives across underwriting from problem definition to launch.
• Partner with clients and underwriters to shape platform capabilities and roadmap.
• Leverage AI tools as a core part of product development process.

Bestow is a vertical technology platform that modernizes life insurance infrastructure, helping carriers launch products faster. Backed by Goldman Sachs and other investors, it offers a remote/hybrid culture focused on precision, purpose, and growth.

• Review loan submissions and generate credit decisions in accordance with investor guidelines.
• Evaluate mortgage applications for eligibility and compliance with state, federal, and investor guidelines.
• Perform credit and property analysis, including complex tax returns, and maintain underwriting quality standards.

New American Funding is a mortgage lending company that provides conventional, FHA, and VA loans. The company operates with a remote workforce and values collaboration and professional development.

• Customer-centric inbound and outbound communication that meets company quality standards
• Investigation and verification of credit, employment, and financial information supporting mortgage underwriting
• Management of incoming and pending supplement requests with attention to detail and turnaround time

Altisource drives innovation that powers the mortgage and real estate lifecycle. They foster an inclusive culture celebrating diverse voices and are committed to fair hiring.

• Complete Remote Video Assessments and generate reports using a digital app.
• Contact customers to book assessments and liaise with owners and buyers.
• Monitor booking progress and resolve issues to ensure timely turnaround.

RedBook Inspect provides third-party vehicle inspections for buyers, rideshare, and finance sectors. As part of carsales, it is recognized as one of Australia's Best Workplaces and values diversity and inclusion.

• Own expansion portfolio risk performance, strategy development, and cross-functional execution with Product and Data Science squads.
• Lead underwriting strategy for partnership pilots and ongoing risk management for Tala's B2B2C portfolio.
• Provide concise, well-reasoned portfolio updates to leadership, Finance, and Capital Markets stakeholders.

Tala is AI-native credit infrastructure for the global majority, combining proprietary risk intelligence with an expanding network of capital and distribution partners to power credit access at scale. Backed by more than $500 million in funding, Tala has distributed more than $7 billion in capital to more than 13 million customers across Africa, Latin America, and Asia, building one of the most robust datasets on thin-file borrowers anywhere in the world.

• Mines and analyzes large datasets using descriptive, predictive, and prescriptive analytics to develop insights from historical loan performance data.
• Develops and refines reports working with data analytics, underwriting, and operations teams, and leverages custom score models for underwriting and pricing.
• Collaborates with vendors, data science, and technology teams to ensure new strategies and models are implemented accurately and as designed.

Pathward is a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success.

• Support new product launches related to state licensing and reporting.
• Collaborate cross-functionally with legal, compliance, finance, and tax to meet regulatory obligations.
• Lead preparation of renewal applications and other regulatory filings.

Affirm is reinventing credit to make it more honest and friendly, offering consumers flexibility to buy now and pay later. It is a remote-first company with a strong focus on employee well-being and competitive benefits.

• Drive operational performance for the profit center's book of business, managing KPIs and financial performance.
• Oversee underwriting operations including origination, servicing, and compliance, ensuring SLA delivery.
• Lead, coach, and develop teams, and implement process improvements and technology adoption.

Crum & Forster offers property, casualty, accident, health, and specialty insurance solutions, backed by 200 years of expertise. With 3,000 employees across the US and India, it is a top workplace known for its employee-first culture.