Build and interpret NPV and profitability models to inform strategic decisions.
Monzo is on a mission to make money work for everyone, offering personal and business bank accounts, savings, investments, and pensions in the UK. With a history of creating magical moments through hot coral cards and award-winning customer service, Monzo has grown significantly over the last 10 years and values diversity and inclusion.
Shape the roadmap for Monzo's Credit Platform, evolving shared infrastructure for lending strategies across products and markets.
Lead the evolution of credit valuation infrastructure including NPV modelling to optimize lending economics.
Hire, coach, and develop a high-performing team of Credit Analysts, fostering technical excellence and continuous improvement.
We're a digital bank on a mission to make money work for everyone, offering personal and business accounts, credit cards, and more. We're a growing company with a strong culture of innovation and inclusion.
Develop, implement, and improve credit risk frameworks using data-driven insights to support business growth and responsible lending decisions.
Analyze credit risk trends, portfolio performance, and account activity to identify opportunities to reduce losses and improve risk management.
Collaborate with cross-functional teams including product, engineering, data science, and finance to develop and scale lending products across different markets.
Jobgether is an AI-powered job matching platform that connects candidates with hiring companies. It uses automated systems to review applications and share top-fitting profiles with employers, facilitating efficient and objective hiring processes.
Recommend underwriting, line, and policy changes to grow approvals and usage using internal and external data.
Develop cross-product credit profiles and identify signals for better credit decisions.
Design and analyze experiments, turning results into strategic recommendations for portfolio growth.
OnePay is a consumer fintech platform offering banking, savings, credit, lending, investing, and crypto services. Backed by Walmart and Ribbit Capital, the company has a fast-paced, mission-driven culture with a focus on innovation and growth.
Develop and enhance risk strategies using cash flow data to optimize loan portfolio performance.
Design and implement end-to-end loan application workflows that integrate bank data for increased originations.
Perform proactive portfolio analysis to identify emerging credit trends and drive data-driven insights.
Attain Finance is a consumer credit lender with over 50 years of expertise providing credit solutions across the U.S. and Canada through brands like Cash Money, LendDirect, and Heights Finance. The company is a dynamic, collaborative team of industry professionals focused on innovation and where contributions are valued.
Develop underwriting strategies for the assigned loan portfolio to improve performance and achieve business objectives.
Build dashboards and automate complex queries to monitor portfolio performance and enhance credit risk insights.
Interface with the Modeling/Scoring team to deploy risk strategies based on new models and improve deployment effectiveness.
Attain Finance brings over 50 years of expertise in providing credit solutions across the U.S. and Canada. They are a leading consumer credit lender with a portfolio including brands like Cash Money, LendDirect, and Heights Finance.
Mines and analyzes large datasets using descriptive, predictive, and prescriptive analytics to develop insights from historical loan performance data.
Develops and refines reports working with data analytics, underwriting, and operations teams, and leverages custom score models for underwriting and pricing.
Collaborates with vendors, data science, and technology teams to ensure new strategies and models are implemented accurately and as designed.
Pathward is a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success.
Derive insights and support strategy by leveraging data analytics to optimize product, risk, or growth strategies.
Monitor portfolio health by tracking performance metrics, user behavior, and macroeconomic trends.
Write clean SQL and Python to build scalable reporting and partner with Engineering on machine learning and risk models.
Affirm is a fintech company reinventing credit by offering buy now, pay later solutions with no hidden fees or compounding interest. With a focus on honest and friendly consumer finance, Affirm is a large, remote-first company that values diversity and employee wellbeing.
Support the continuous development and refinement of credit models and underwriting policies.
Analyze credit performance, risk trends, and customer behavior to inform strategic decisions.
Partner on new product experiments, evaluating credit implications and pricing strategies.
Our partner is a technology-driven company focused on consumer credit innovation. They foster a collaborative, remote-first culture with team members across multiple countries, emphasizing ownership and impact.
Build and deploy machine learning models for credit and fraud risk management.
Collaborate with engineering to deploy models into production and analyze portfolio performance.
Communicate findings to stakeholders and develop internal tools for data science productivity.
Prosper is a fintech company that offers personal loans and credit cards through a digital marketplace. They have helped over 2 million customers and emphasize a collaborative, inclusive culture with flexible work options.
Turn complex product, customer, and risk data into clear insights and decision frameworks.
Use AI tools and agent workflows to improve speed and quality of analytical work.
Define and maintain measurement frameworks for credit products including customer eligibility and repayment behavior.
Block builds technology to increase access to the global economy through brands like Square, Cash App, and Afterpay. Cash App has thousands of employees globally, with a culture geared toward innovation, collaboration, and impact.
Use SQL and other analytical tools to conduct in-depth analysis of customers, transactions, alerts, and risk ratings.
Develop, tune, and maintain transaction monitoring and sanctions screening models to improve detection and reduce false positives.
Partner with compliance, product, and data leaders to translate regulatory requirements into effective analytical frameworks.
Mercury is building a complete finance stack for startups, providing banking services through partner banks. As a fintech company, they focus on creating a safe and easy banking experience while protecting against bad actors, with a culture of high agency and adaptability.
Conduct rigorous, independent validations of sophisticated credit/fraud models, including machine learning and traditional statistical models.
Develop automated, independent monitoring suites in Python to track KRI/KPI drift, population stability, and feature importance shifts in real-time.
Partner with model developers to drive remediation of validation findings and ensure models are mathematically robust and compliant.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees or compounding interest. The company is a remote-first firm with a focus on competitive benefits and an inclusive culture.
Define and track key performance metrics to understand how the organization is doing.
Analyze data using SQL, Excel, and Looker to provide actionable insights and recommendations.
Collaborate with People teams to drive data-backed decisions and improve processes.
We're a digital bank on a mission to make money work for everyone, offering a range of personal and business banking products. With over 10 years in the UK, we have a strong culture of innovation and customer focus.
Use analytical skills to design top-tier financial products and take ownership of product performance metrics.
Manage a team of analysts, develop effective team processes, and build informative reports and dashboards.
Derive actionable insights through data analysis, optimize customer journey mapping and conversion funnels, and evaluate business process efficiency.
Plata Card is a financial technology company developing new technological products for telesales, collection, antifraud, delivery, customer care, and other operations. The team includes graduates from top universities like MSU, MIPT, HSE, MSTU, NES, and MEPhI, fostering an innovative and supportive culture with an emphasis on honest feedback and celebrating achievements.
Partner with product and business teams to drive rigorous analysis, from root cause to funnel drop-off, and turn data into prioritized recommendations.
Define and maintain metric definitions, set up tracking, and build automated reporting with alerting for KPI changes.
Design and interpret experiments, model data in dbt and BigQuery, and create AI-assisted analytics skills to scale impact.
We are building the operating system for value movement, enabling crypto, stablecoins, and tokenized assets. With 30M+ customers and 500+ ecosystem partners, we maintain a high-standards, high-velocity culture and are regulated across multiple regions.
Investigate fraud attacks, quantify their impact, and present clear findings to drive prioritisation and response.
Build and maintain dashboards to monitor fraud trends, rule performance, and key operational metrics.
Work closely with fraud operations, data scientists, engineers, and product managers to translate insights into action.
Moniepoint is an all-in-one financial services platform for emerging markets, processing the majority of POS transactions in Nigeria. It is the second-fastest growing company in Africa with a culture of innovation, teamwork, and growth.