Developing and optimizing credit underwriting and pricing strategies for unsecured lending products.
Using data analysis and SQL to monitor portfolio performance and drive data-driven decisions.
Collaborating with cross-functional teams to design and roll out new lending products and customer journeys.
Monzo is a digital bank offering personal and business accounts, credit cards, and financial services to simplify money management. With a decade of growth and a focus on customer experience, they have a diverse team spread across the UK.
Shape the roadmap for Monzo's Credit Platform, evolving shared infrastructure for lending strategies across products and markets.
Lead the evolution of credit valuation infrastructure including NPV modelling to optimize lending economics.
Hire, coach, and develop a high-performing team of Credit Analysts, fostering technical excellence and continuous improvement.
We're a digital bank on a mission to make money work for everyone, offering personal and business accounts, credit cards, and more. We're a growing company with a strong culture of innovation and inclusion.
Recommend underwriting, line, and policy changes to grow approvals and usage using internal and external data.
Develop cross-product credit profiles and identify signals for better credit decisions.
Design and analyze experiments, turning results into strategic recommendations for portfolio growth.
OnePay is a consumer fintech platform offering banking, savings, credit, lending, investing, and crypto services. Backed by Walmart and Ribbit Capital, the company has a fast-paced, mission-driven culture with a focus on innovation and growth.
Develop underwriting strategies for the assigned loan portfolio to improve performance and achieve business objectives.
Build dashboards and automate complex queries to monitor portfolio performance and enhance credit risk insights.
Interface with the Modeling/Scoring team to deploy risk strategies based on new models and improve deployment effectiveness.
Attain Finance brings over 50 years of expertise in providing credit solutions across the U.S. and Canada. They are a leading consumer credit lender with a portfolio including brands like Cash Money, LendDirect, and Heights Finance.
Develop and enhance risk strategies using cash flow data to optimize loan portfolio performance.
Design and implement end-to-end loan application workflows that integrate bank data for increased originations.
Perform proactive portfolio analysis to identify emerging credit trends and drive data-driven insights.
Attain Finance is a consumer credit lender with over 50 years of expertise providing credit solutions across the U.S. and Canada through brands like Cash Money, LendDirect, and Heights Finance. The company is a dynamic, collaborative team of industry professionals focused on innovation and where contributions are valued.
Develop, implement, and improve credit risk frameworks using data-driven insights to support business growth and responsible lending decisions.
Analyze credit risk trends, portfolio performance, and account activity to identify opportunities to reduce losses and improve risk management.
Collaborate with cross-functional teams including product, engineering, data science, and finance to develop and scale lending products across different markets.
Jobgether is an AI-powered job matching platform that connects candidates with hiring companies. It uses automated systems to review applications and share top-fitting profiles with employers, facilitating efficient and objective hiring processes.
Build and deploy machine learning models for credit and fraud risk management.
Collaborate with engineering to deploy models into production and analyze portfolio performance.
Communicate findings to stakeholders and develop internal tools for data science productivity.
Prosper is a fintech company that offers personal loans and credit cards through a digital marketplace. They have helped over 2 million customers and emphasize a collaborative, inclusive culture with flexible work options.
Support the continuous development and refinement of credit models and underwriting policies.
Analyze credit performance, risk trends, and customer behavior to inform strategic decisions.
Partner on new product experiments, evaluating credit implications and pricing strategies.
Our partner is a technology-driven company focused on consumer credit innovation. They foster a collaborative, remote-first culture with team members across multiple countries, emphasizing ownership and impact.
Derive insights and support strategy by leveraging data analytics to optimize product, risk, or growth strategies.
Monitor portfolio health by tracking performance metrics, user behavior, and macroeconomic trends.
Write clean SQL and Python to build scalable reporting and partner with Engineering on machine learning and risk models.
Affirm is a fintech company reinventing credit by offering buy now, pay later solutions with no hidden fees or compounding interest. With a focus on honest and friendly consumer finance, Affirm is a large, remote-first company that values diversity and employee wellbeing.
Mines and analyzes large datasets using descriptive, predictive, and prescriptive analytics to develop insights from historical loan performance data.
Develops and refines reports working with data analytics, underwriting, and operations teams, and leverages custom score models for underwriting and pricing.
Collaborates with vendors, data science, and technology teams to ensure new strategies and models are implemented accurately and as designed.
Pathward is a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success.
Define and track key performance metrics to understand how the organization is doing.
Analyze data using SQL, Excel, and Looker to provide actionable insights and recommendations.
Collaborate with People teams to drive data-backed decisions and improve processes.
We're a digital bank on a mission to make money work for everyone, offering a range of personal and business banking products. With over 10 years in the UK, we have a strong culture of innovation and customer focus.
Own end-to-end credit strategy, risk modeling, and portfolio performance for embedded lending products, ensuring seamless translation of data into underwriting decisions.
Drive data integrity, source new signals, and build monitoring frameworks to optimize approval rates and loss performance across all credit products.
Lead a team of seven risk specialists, fostering analytical rigor and accountability while collaborating cross-functionally with Product, Engineering, and Capital Markets.
Pipe builds embedded capital for small businesses through credit products inside software platforms like vertical SaaS and marketplaces. It is a remote-first team with 250% ARR growth year over year, partnerships with major brands like Uber Eats, and a culture of high trust and no ego.
Turn complex product, customer, and risk data into clear insights and decision frameworks.
Use AI tools and agent workflows to improve speed and quality of analytical work.
Define and maintain measurement frameworks for credit products including customer eligibility and repayment behavior.
Block builds technology to increase access to the global economy through brands like Square, Cash App, and Afterpay. Cash App has thousands of employees globally, with a culture geared toward innovation, collaboration, and impact.
Conduct rigorous, independent validations of sophisticated credit/fraud models, including machine learning and traditional statistical models.
Develop automated, independent monitoring suites in Python to track KRI/KPI drift, population stability, and feature importance shifts in real-time.
Partner with model developers to drive remediation of validation findings and ensure models are mathematically robust and compliant.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees or compounding interest. The company is a remote-first firm with a focus on competitive benefits and an inclusive culture.
Own the credit card growth funnel end-to-end, analyzing data and customer insights to optimize conversion paths and prioritize product investments.
Develop and execute an experimentation roadmap, partnering with Engineering and Design to launch product experiences that improve acquisition and engagement.
Collaborate with Marketing, Credit, Compliance, and Support teams to identify customer pain points and translate insights into product solutions that drive measurable business outcomes.
Jobgether uses AI-powered matching to connect candidates with hiring companies. They operate a virtual-first environment with global team gatherings and emphasize career growth based on contribution.
Partner with product and business teams to drive rigorous analysis, from root cause to funnel drop-off, and turn data into prioritized recommendations.
Define and maintain metric definitions, set up tracking, and build automated reporting with alerting for KPI changes.
Design and interpret experiments, model data in dbt and BigQuery, and create AI-assisted analytics skills to scale impact.
We are building the operating system for value movement, enabling crypto, stablecoins, and tokenized assets. With 30M+ customers and 500+ ecosystem partners, we maintain a high-standards, high-velocity culture and are regulated across multiple regions.
Own acquisition credit strategy end-to-end, including approval decisions, credit limits, pricing, product structure, and expected profitability.
Be a thought partner collaborating with Product, Commercial, Growth, Engineering, and Finance to align credit strategy with business milestones.
Build and run monitoring dashboards, controls, and automated triggers to assess portfolio performance and take corrective action.
Apollo Agriculture is a leading agri-fintech platform empowering small-scale farmers across Africa to boost profits and farm sustainably, using AI and automation. The company has reached over 400,000 paying farmers across Kenya and Zambia, with a collaborative culture that values autonomy, honesty, transparency, and respect.
Own and maintain customer health scoring models and product usage analytics for proactive revenue action.
Partner with CS, Sales, and Product leadership to turn data into clear, actionable insights.
Identify upsell and expansion opportunities within the existing customer base.
Abnormal Security protects organizations from AI-powered cybercrime using a behavioral AI platform. Over 4,500 enterprises trust the company, which fosters an inclusive culture and is an equal opportunity employer.