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Africa Global

  • Own acquisition credit strategy end-to-end, including approval decisions, credit limits, pricing, product structure, and expected profitability.
  • Be a thought partner collaborating with Product, Commercial, Growth, Engineering, and Finance to align credit strategy with business milestones.
  • Build and run monitoring dashboards, controls, and automated triggers to assess portfolio performance and take corrective action.

SQL Data Analysis Communication Problem Solving

14 jobs similar to Manager – Credit Strategy & Operations

Jobs ranked by similarity.

US Unlimited PTO

  • Own end-to-end credit strategy, risk modeling, and portfolio performance for embedded lending products, ensuring seamless translation of data into underwriting decisions.
  • Drive data integrity, source new signals, and build monitoring frameworks to optimize approval rates and loss performance across all credit products.
  • Lead a team of seven risk specialists, fostering analytical rigor and accountability while collaborating cross-functionally with Product, Engineering, and Capital Markets.

Pipe builds embedded capital for small businesses through credit products inside software platforms like vertical SaaS and marketplaces. It is a remote-first team with 250% ARR growth year over year, partnerships with major brands like Uber Eats, and a culture of high trust and no ego.

$159,258–$215,392/yr
UK

  • Shape the roadmap for Monzo's Credit Platform, evolving shared infrastructure for lending strategies across products and markets.
  • Lead the evolution of credit valuation infrastructure including NPV modelling to optimize lending economics.
  • Hire, coach, and develop a high-performing team of Credit Analysts, fostering technical excellence and continuous improvement.

We're a digital bank on a mission to make money work for everyone, offering personal and business accounts, credit cards, and more. We're a growing company with a strong culture of innovation and inclusion.

$96,855–$137,287/yr
UK

  • Design and refine credit underwriting and limit strategies to optimize risk and growth.
  • Analyze portfolio performance (arrears, utilization, revenue, losses) and identify actionable insights.
  • Build and interpret NPV and profitability models to inform strategic decisions.

Monzo is on a mission to make money work for everyone, offering personal and business bank accounts, savings, investments, and pensions in the UK. With a history of creating magical moments through hot coral cards and award-winning customer service, Monzo has grown significantly over the last 10 years and values diversity and inclusion.

$75,057–$101,473/yr
UK

  • Developing and optimizing credit underwriting and pricing strategies for unsecured lending products.
  • Using data analysis and SQL to monitor portfolio performance and drive data-driven decisions.
  • Collaborating with cross-functional teams to design and roll out new lending products and customer journeys.

Monzo is a digital bank offering personal and business accounts, credit cards, and financial services to simplify money management. With a decade of growth and a focus on customer experience, they have a diverse team spread across the UK.

$89,900–$135,000/yr
Canada

  • Develop, implement, and improve credit risk frameworks using data-driven insights to support business growth and responsible lending decisions.
  • Analyze credit risk trends, portfolio performance, and account activity to identify opportunities to reduce losses and improve risk management.
  • Collaborate with cross-functional teams including product, engineering, data science, and finance to develop and scale lending products across different markets.

Jobgether is an AI-powered job matching platform that connects candidates with hiring companies. It uses automated systems to review applications and share top-fitting profiles with employers, facilitating efficient and objective hiring processes.

US Unlimited PTO

  • Recommend underwriting, line, and policy changes to grow approvals and usage using internal and external data.
  • Develop cross-product credit profiles and identify signals for better credit decisions.
  • Design and analyze experiments, turning results into strategic recommendations for portfolio growth.

OnePay is a consumer fintech platform offering banking, savings, credit, lending, investing, and crypto services. Backed by Walmart and Ribbit Capital, the company has a fast-paced, mission-driven culture with a focus on innovation and growth.

$85,000–$120,000/yr
US Unlimited PTO

  • Develop underwriting strategies for the assigned loan portfolio to improve performance and achieve business objectives.
  • Build dashboards and automate complex queries to monitor portfolio performance and enhance credit risk insights.
  • Interface with the Modeling/Scoring team to deploy risk strategies based on new models and improve deployment effectiveness.

Attain Finance brings over 50 years of expertise in providing credit solutions across the U.S. and Canada. They are a leading consumer credit lender with a portfolio including brands like Cash Money, LendDirect, and Heights Finance.

US Unlimited PTO

  • Develop and enhance risk strategies using cash flow data to optimize loan portfolio performance.
  • Design and implement end-to-end loan application workflows that integrate bank data for increased originations.
  • Perform proactive portfolio analysis to identify emerging credit trends and drive data-driven insights.

Attain Finance is a consumer credit lender with over 50 years of expertise providing credit solutions across the U.S. and Canada through brands like Cash Money, LendDirect, and Heights Finance. The company is a dynamic, collaborative team of industry professionals focused on innovation and where contributions are valued.

UK

  • Own the regional fleet allocation engine, building models and frameworks to optimize fleet distribution.
  • Build decision infrastructure including dashboards, trackers, and recurring reports for regional and local teams.
  • Turn data into clear recommendations by translating complex operational, financial, and market inputs.

Lime is a global leader in micromobility on a mission to make transportation shared, affordable, and carbon-free. As a Time Magazine 100 Most Influential Company, Lime has powered over one billion rides in nearly 30 countries, fostering a culture of innovation and collaboration.

$173,928–$254,657/yr
US

  • Own the full fraud policy lifecycle, from signal analysis and risk design to implementation and optimization, to protect all products and customer interactions.
  • Lead cross-functional fraud initiatives across Engineering, Product, Compliance, and external partners like Visa, serving as primary escalation for incidents.
  • Build fraud dashboards, mentor junior analysts, and drive alignment on risk decisions that balance exposure, customer experience, and regulatory requirements.

EarnIn is a fintech pioneer that builds products delivering real-time financial flexibility for those living paycheck to paycheck. The company has an experienced leadership team, world-class funding partners like A16Z and Matrix Partners, and is growing fast with a healthy core business.

Global

  • Own the full post-sale journey for AI agents deployed at credit unions, from implementation to ongoing performance management.
  • Design agent behavior with customers including conversation design, escalation rules, and negotiation boundaries.
  • Build the operating infrastructure, playbooks, and team for scaling the AI agent deployment function.

Clutch is a vertical SaaS company that builds AI agents for credit unions, starting with a collections agent. Backed by Andreessen Horowitz, the company operates with a direct, evidence-driven culture in a small, fast-moving team.

US Canada

  • Partner with marketing, product, and business development teams to integrate customer performance insights into user and partner acquisition strategies.
  • Lead the design, execution, and analysis of A/B experiments on new and existing features, extracting key insights to inform product and business strategies.
  • Define, understand, and test levers to drive profitable and scalable user acquisition and partnership growth.

Jerry.ai is building the first super app to make car ownership affordable and accessible. We have over 5M customers, raised $240M, and our team of 225 across 6 countries is talent-dense and growth-focused.

Nigeria

  • Build and own attribution and marketing mix models using state-of-the-art machine learning algorithms.
  • Design experiments and interpret results to draw detailed and actionable conclusions.
  • Work cross-functionally with product, engineering, and business teams.

Moniepoint is an all-in-one digital financial services platform for businesses in emerging markets. Since 2019, it has powered over a million businesses, is Africa's second-fastest growing fintech, profitable, and recognized as the most inclusive payment platform in Nigeria.

US

  • Drive provider quality initiatives by leveraging data analysis and executing high-impact operational programs.
  • Partner cross-functionally to align on priorities, define metrics, and measure outcomes for quality improvements.
  • Manage complex projects such as provider quality reviews, note quality enhancement, and AI-powered documentation programs.

Rula is a mental health company dedicated to providing evidence-based and compassionate care, aiming to destigmatize mental health and empower individuals to achieve their full potential. They are a remote-first company with a focus on diversity, equity, and inclusion, fostering a culture where employees feel safe, seen, heard, and valued.