Own end-to-end credit strategy, risk modeling, and portfolio performance for embedded lending products, ensuring seamless translation of data into underwriting decisions.
Drive data integrity, source new signals, and build monitoring frameworks to optimize approval rates and loss performance across all credit products.
Lead a team of seven risk specialists, fostering analytical rigor and accountability while collaborating cross-functionally with Product, Engineering, and Capital Markets.
Pipe builds embedded capital for small businesses through credit products inside software platforms like vertical SaaS and marketplaces. It is a remote-first team with 250% ARR growth year over year, partnerships with major brands like Uber Eats, and a culture of high trust and no ego.
Develop credit and fraud strategies using data, machine learning models, and advanced analytics to optimize risk decisions.
Design A/B tests to balance risk and customer experience, and partner with Data Science, Product, and Engineering teams.
Analyze portfolio performance at a granular level, identify trends, and communicate findings to Risk Management.
Prosper is a fintech company that pioneered peer-to-peer lending in the US, offering personal loans and credit cards to help consumers achieve financial well-being. Since 2005, it has served over 2 million customers and fosters a culture of collaboration, curiosity, and accountability.
Develop underwriting strategies for the assigned loan portfolio to improve performance and achieve business objectives.
Build dashboards and automate complex queries to monitor portfolio performance and enhance credit risk insights.
Interface with the Modeling/Scoring team to deploy risk strategies based on new models and improve deployment effectiveness.
Attain Finance brings over 50 years of expertise in providing credit solutions across the U.S. and Canada. They are a leading consumer credit lender with a portfolio including brands like Cash Money, LendDirect, and Heights Finance.
Develop, implement, and improve credit risk frameworks using data-driven insights to support business growth and responsible lending decisions.
Analyze credit risk trends, portfolio performance, and account activity to identify opportunities to reduce losses and improve risk management.
Collaborate with cross-functional teams including product, engineering, data science, and finance to develop and scale lending products across different markets.
Jobgether is an AI-powered job matching platform that connects candidates with hiring companies. It uses automated systems to review applications and share top-fitting profiles with employers, facilitating efficient and objective hiring processes.
Recommend underwriting, line, and policy changes to grow approvals and usage using internal and external data.
Develop cross-product credit profiles and identify signals for better credit decisions.
Design and analyze experiments, turning results into strategic recommendations for portfolio growth.
OnePay is a consumer fintech platform offering banking, savings, credit, lending, investing, and crypto services. Backed by Walmart and Ribbit Capital, the company has a fast-paced, mission-driven culture with a focus on innovation and growth.
Develop and enhance risk strategies using cash flow data to optimize loan portfolio performance.
Design and implement end-to-end loan application workflows that integrate bank data for increased originations.
Perform proactive portfolio analysis to identify emerging credit trends and drive data-driven insights.
Attain Finance is a consumer credit lender with over 50 years of expertise providing credit solutions across the U.S. and Canada through brands like Cash Money, LendDirect, and Heights Finance. The company is a dynamic, collaborative team of industry professionals focused on innovation and where contributions are valued.
Designing and maintaining easy-to-understand risk reporting processes for Monzo Bank Limited.
Developing risk reporting processes that provide meaningful business intelligence for first and second line teams.
Supporting the embedding of the Enterprise Risk Management Framework across the bank.
Monzo is a digital bank on a mission to make money work for everyone, offering personal and business bank accounts, savings, investments, and pensions. With over 10 years of growth in the UK, Monzo is known for its innovative products, award-winning customer service, and a diverse, inclusive culture.
Conduct rigorous, independent validations of sophisticated credit/fraud models, including machine learning and traditional statistical models.
Develop automated, independent monitoring suites in Python to track KRI/KPI drift, population stability, and feature importance shifts in real-time.
Partner with model developers to drive remediation of validation findings and ensure models are mathematically robust and compliant.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees or compounding interest. The company is a remote-first firm with a focus on competitive benefits and an inclusive culture.
Build and own attribution and marketing mix models using state-of-the-art machine learning algorithms.
Design experiments and interpret results to draw detailed and actionable conclusions.
Work cross-functionally with product, engineering, and business teams.
Moniepoint is an all-in-one digital financial services platform for businesses in emerging markets. Since 2019, it has powered over a million businesses, is Africa's second-fastest growing fintech, profitable, and recognized as the most inclusive payment platform in Nigeria.
Manage the development and execution of the Credit Risk Review Continuous Review program for assigned Commercial or Consumer business units.
Analyze and assess credit risk in complex borrowers and portfolios, present findings to senior leaders, regulators, and auditors.
Demonstrate advanced understanding of lending, credit risk, regulatory issues, and bank policies to ensure effective risk monitoring and mitigation.
Fifth Third Bank is a regional bank dedicated to helping individuals, families, businesses, and communities grow through smart financial services. Since 1858, it has focused on innovation, customer care, and community support, aiming to be the nation's highest performing and most trusted regional bank.
Build and ship ML models to help customers search and find answers about their financial lives.
Develop user and product embeddings, contextual bandits, and personalized ranking algorithms.
Work with a modern cloud-native data platform to deploy models to millions of customers.
Monzo is on a mission to make money work for everyone, offering personal and business bank accounts, savings, investments, and pensions with a focus on solving problems and changing lives. With over 15 million customers and a culture of innovation, Monzo prioritizes diversity and inclusion.
Lead and develop Country Credit Managers across multiple European markets, driving portfolio performance and balancing growth with credit risk.
Own the relationship between portfolio performance and commercial outcomes, running regular business reviews and ensuring accountability.
Partner with Credit Strategy, Data Science, Product, and Finance teams to translate complex data into clear business recommendations.
Bondora is a financial technology company founded in 2008 that makes finance easy, transparent, and accessible for everyone, helping over 700,000 customers across Europe borrow and invest effortlessly. The company is rapidly growing with a bold vision to acquire a banking license and expand across more EU countries, fostering a culture of innovation and growth.
Lead and manage a team of user researchers across Core Banking products, shaping the Personal Banking research strategy.
Partner with leadership to influence product strategy and ensure customer insights drive decision-making.
Combine qualitative and quantitative research to inform strategic recommendations and improve the customer experience.
Monzo is a digital bank on a mission to make money work for everyone, offering a range of banking products including current accounts, savings, and credit cards. With a large and diverse team, they focus on customer-centric innovation and have a culture of inclusion and diversity.
Manage a team of around 12 Financial Crime Business Banking Investigators, focusing on personal and professional development.
Provide technical coaching and feedback on merchant acquiring financial crime tasks, including KYB, due diligence, and card scheme compliance.
Monitor team performance, maintain service levels, and ensure escalations and quality control across the full merchant lifecycle.
Monzo is a digital bank that offers personal and business bank accounts, savings, and investment products. They have grown significantly in the UK over the last decade and emphasize a culture of innovation and customer-centricity.
Turn complex product, customer, and risk data into clear insights and decision frameworks.
Use AI tools and agent workflows to improve speed and quality of analytical work.
Define and maintain measurement frameworks for credit products including customer eligibility and repayment behavior.
Block builds technology to increase access to the global economy through brands like Square, Cash App, and Afterpay. Cash App has thousands of employees globally, with a culture geared toward innovation, collaboration, and impact.
You will leverage advanced ML models to detect suspicious user behaviors while minimizing impact on genuine customers.
You will adapt quickly to changing fraud trends to keep detection systems performant over time.
You will design machine learning solutions that scale globally.
We're on a mission to make money work for everyone, offering personal and business bank accounts, savings, investments, and more. We've grown significantly in the UK over the last 10 years and have a strong culture of innovation and customer focus.
Support the continuous development and refinement of credit models and underwriting policies.
Analyze credit performance, risk trends, and customer behavior to inform strategic decisions.
Partner on new product experiments, evaluating credit implications and pricing strategies.
Our partner is a technology-driven company focused on consumer credit innovation. They foster a collaborative, remote-first culture with team members across multiple countries, emphasizing ownership and impact.
Deliver operational excellence through product thinking, working with product managers, engineers and designers.
Share customer feedback and pain points with the Product Team to help shape what we build next.
Own key performance and risk indicators to improve customer experience and operational performance.
Monzo is a digital bank on a mission to make money work for everyone, offering personal and business accounts, savings, investments, and more. They have a growing team and a culture focused on solving problems and changing lives through great customer service.
Lead the ML strategy for Workforce Management, delivering production systems for forecasting, routing, and optimisation.
Coach and develop a growing team of Machine Learning Scientists embedded in product squads.
Work cross-functionally with Product, Engineering, Data, and Operations leaders to solve ambiguous operational problems.
Monzo is a digital bank on a mission to make money work for everyone, offering personal and business bank accounts, savings, investments, and pension consolidation. With over 10 years of growth in the UK and a focus on financial education and award-winning customer service, Monzo has a vibrant culture and a strong commitment to diversity and inclusion.
Drive the strategy and systems for fraud detection, credit risk assessment, and compliance automation across the customer lifecycle.
Build proactive, automated risk controls using AI and platform-oriented solutions to scale without proportional manual effort.
Partner with Risk, Compliance, Treasury, Legal, Collections, and Engineering to deliver high-throughput, high-ROI product improvements.
Remote is a global HR platform that enables businesses to recruit, pay, and manage international teams compliantly. The company has a fully remote, asynchronous work culture with employees across 6 continents, emphasizing innovation and automation.