Develop, implement, and improve credit risk frameworks using data-driven insights to support business growth and responsible lending decisions.
Analyze credit risk trends, portfolio performance, and account activity to identify opportunities to reduce losses and improve risk management.
Collaborate with cross-functional teams including product, engineering, data science, and finance to develop and scale lending products across different markets.
Jobgether is an AI-powered job matching platform that connects candidates with hiring companies. It uses automated systems to review applications and share top-fitting profiles with employers, facilitating efficient and objective hiring processes.
Recommend underwriting, line, and policy changes to grow approvals and usage using internal and external data.
Develop cross-product credit profiles and identify signals for better credit decisions.
Design and analyze experiments, turning results into strategic recommendations for portfolio growth.
OnePay is a consumer fintech platform offering banking, savings, credit, lending, investing, and crypto services. Backed by Walmart and Ribbit Capital, the company has a fast-paced, mission-driven culture with a focus on innovation and growth.
Develop credit and fraud strategies using data, machine learning models, and advanced analytics to optimize risk decisions.
Design A/B tests to balance risk and customer experience, and partner with Data Science, Product, and Engineering teams.
Analyze portfolio performance at a granular level, identify trends, and communicate findings to Risk Management.
Prosper is a fintech company that pioneered peer-to-peer lending in the US, offering personal loans and credit cards to help consumers achieve financial well-being. Since 2005, it has served over 2 million customers and fosters a culture of collaboration, curiosity, and accountability.
Develop underwriting strategies for the assigned loan portfolio to improve performance and achieve business objectives.
Build dashboards and automate complex queries to monitor portfolio performance and enhance credit risk insights.
Interface with the Modeling/Scoring team to deploy risk strategies based on new models and improve deployment effectiveness.
Attain Finance brings over 50 years of expertise in providing credit solutions across the U.S. and Canada. They are a leading consumer credit lender with a portfolio including brands like Cash Money, LendDirect, and Heights Finance.
Develop and enhance risk strategies using cash flow data to optimize loan portfolio performance.
Design and implement end-to-end loan application workflows that integrate bank data for increased originations.
Perform proactive portfolio analysis to identify emerging credit trends and drive data-driven insights.
Attain Finance is a consumer credit lender with over 50 years of expertise providing credit solutions across the U.S. and Canada through brands like Cash Money, LendDirect, and Heights Finance. The company is a dynamic, collaborative team of industry professionals focused on innovation and where contributions are valued.
Shape the roadmap for Monzo's Credit Platform, evolving shared infrastructure for lending strategies across products and markets.
Lead the evolution of credit valuation infrastructure including NPV modelling to optimize lending economics.
Hire, coach, and develop a high-performing team of Credit Analysts, fostering technical excellence and continuous improvement.
We're a digital bank on a mission to make money work for everyone, offering personal and business accounts, credit cards, and more. We're a growing company with a strong culture of innovation and inclusion.