Develop underwriting strategies for the assigned loan portfolio to improve performance and achieve business objectives.
Build dashboards and automate complex queries to monitor portfolio performance and enhance credit risk insights.
Interface with the Modeling/Scoring team to deploy risk strategies based on new models and improve deployment effectiveness.
Attain Finance brings over 50 years of expertise in providing credit solutions across the U.S. and Canada. They are a leading consumer credit lender with a portfolio including brands like Cash Money, LendDirect, and Heights Finance.
Shape the roadmap for Monzo's Credit Platform, evolving shared infrastructure for lending strategies across products and markets.
Lead the evolution of credit valuation infrastructure including NPV modelling to optimize lending economics.
Hire, coach, and develop a high-performing team of Credit Analysts, fostering technical excellence and continuous improvement.
We're a digital bank on a mission to make money work for everyone, offering personal and business accounts, credit cards, and more. We're a growing company with a strong culture of innovation and inclusion.
Developing and optimizing credit underwriting and pricing strategies for unsecured lending products.
Using data analysis and SQL to monitor portfolio performance and drive data-driven decisions.
Collaborating with cross-functional teams to design and roll out new lending products and customer journeys.
Monzo is a digital bank offering personal and business accounts, credit cards, and financial services to simplify money management. With a decade of growth and a focus on customer experience, they have a diverse team spread across the UK.
Build and interpret NPV and profitability models to inform strategic decisions.
Monzo is on a mission to make money work for everyone, offering personal and business bank accounts, savings, investments, and pensions in the UK. With a history of creating magical moments through hot coral cards and award-winning customer service, Monzo has grown significantly over the last 10 years and values diversity and inclusion.
Develop and enhance risk strategies using cash flow data to optimize loan portfolio performance.
Design and implement end-to-end loan application workflows that integrate bank data for increased originations.
Perform proactive portfolio analysis to identify emerging credit trends and drive data-driven insights.
Attain Finance is a consumer credit lender with over 50 years of expertise providing credit solutions across the U.S. and Canada through brands like Cash Money, LendDirect, and Heights Finance. The company is a dynamic, collaborative team of industry professionals focused on innovation and where contributions are valued.
Conduct rigorous, independent validations of sophisticated credit/fraud models, including machine learning and traditional statistical models.
Develop automated, independent monitoring suites in Python to track KRI/KPI drift, population stability, and feature importance shifts in real-time.
Partner with model developers to drive remediation of validation findings and ensure models are mathematically robust and compliant.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees or compounding interest. The company is a remote-first firm with a focus on competitive benefits and an inclusive culture.
Manage the development and execution of the Credit Risk Review Continuous Review program for assigned Commercial or Consumer business units.
Analyze and assess credit risk in complex borrowers and portfolios, present findings to senior leaders, regulators, and auditors.
Demonstrate advanced understanding of lending, credit risk, regulatory issues, and bank policies to ensure effective risk monitoring and mitigation.
Fifth Third Bank is a regional bank dedicated to helping individuals, families, businesses, and communities grow through smart financial services. Since 1858, it has focused on innovation, customer care, and community support, aiming to be the nation's highest performing and most trusted regional bank.
Own acquisition credit strategy end-to-end, including approval decisions, credit limits, pricing, product structure, and expected profitability.
Be a thought partner collaborating with Product, Commercial, Growth, Engineering, and Finance to align credit strategy with business milestones.
Build and run monitoring dashboards, controls, and automated triggers to assess portfolio performance and take corrective action.
Apollo Agriculture is a leading agri-fintech platform empowering small-scale farmers across Africa to boost profits and farm sustainably, using AI and automation. The company has reached over 400,000 paying farmers across Kenya and Zambia, with a collaborative culture that values autonomy, honesty, transparency, and respect.
Build and deploy machine learning models for credit and fraud risk management.
Collaborate with engineering to deploy models into production and analyze portfolio performance.
Communicate findings to stakeholders and develop internal tools for data science productivity.
Prosper is a fintech company that offers personal loans and credit cards through a digital marketplace. They have helped over 2 million customers and emphasize a collaborative, inclusive culture with flexible work options.
Support the continuous development and refinement of credit models and underwriting policies.
Analyze credit performance, risk trends, and customer behavior to inform strategic decisions.
Partner on new product experiments, evaluating credit implications and pricing strategies.
Our partner is a technology-driven company focused on consumer credit innovation. They foster a collaborative, remote-first culture with team members across multiple countries, emphasizing ownership and impact.
Define and implement comprehensive risk strategies to mitigate fraud risks across the platform and user base.
Monitor and report on critical risk KPIs to maximize protection and minimize loss while optimizing cost efficiency.
Lead and manage the risk strategy team, driving organizational changes to support business growth and scalability.
Binance is a leading global blockchain ecosystem behind the world's largest cryptocurrency exchange by trading volume and registered users. Trusted by 300+ million people in 100+ countries, the company offers a diverse portfolio of digital-asset products and fosters a user-centric global organization with a flat structure.