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10 jobs similar to Financial Analyst (Financial Modeling – Credit & Risk)

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Global

  • Develop and iterate realistic prompts to test the relevance and quality of AI-generated insights.
  • Systematically evaluate divergence between professional credit judgment and AI outputs across contexts.
  • Translate how credit professionals evaluate borrowers into problems that push the limits of AI reasoning.

Mentis AI works at the intersection of institutional investment expertise and frontier AI systems. Their team combines deep asset management experience with machine learning and applied AI research.

Global

  • Develop realistic prompts to test the relevance and quality of AI-generated insights.
  • Systematically evaluate divergence between professional credit judgment and AI outputs.
  • Translate credit professional workflows into problems that push the limits of AI reasoning.

Mentis AI operates where institutional investment expertise meets frontier AI systems. Our team blends asset management experience with machine learning and applied AI research, collaborating with leading AI labs to improve how models reason and make decisions in high-stakes financial contexts.

Latin America

  • Build and analyze real estate and project finance models from scratch
  • Develop pro formas, including revenue, operating costs, and development timelines
  • Model cash flows, IRR, equity returns, and investment performance

We are a recruiting firm partnering with a U.S.-based software company. We focus on hiring financial analysts with strong financial modeling experience focused on real estate and project finance.

US

  • Ensuring Partner underwritten loans conform with Partner program credit guidelines in a timely manner
  • Collaborate closely with the Partner Development Executive with assigned partner to provide a consultative/value-added credit perspective, both prior to proposal issuance and thereafter
  • Review and analyze Partner underwriting packages for content and completeness

Pathward is a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. They are a team of problem solvers and innovators who celebrate differences and believe unique perspectives make the company stronger.

US Unlimited PTO

  • Analyze financial information of nonprofit borrowers.
  • Evaluate financing requests such as working capital and term loans.
  • Prepare underwriting summaries and credit memoranda.

B Generous is a fast-growing VC-backed fintech company transforming access to capital for nonprofits and social enterprises. Backed by leading VC funds, banks, and fintech investors, they've built an advanced AI-powered lending marketplace and loan origination platform designed for mission-driven organizations.

$102,000–$161,000/yr
US

  • Develop credit strategies to improve the credit performance by using data, machine learning models and advanced analytics tools to optimize risk decisions
  • Lead end-to-end risk and analytics strategy for Prosper's Credit Card, from pre-launch through portfolio optimization, including underwriting policies, pricing and credit line strategies, and acquisition frameworks that balance growth targets with risk parameters
  • Analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance driver

Prosper is a company in the Credit Risk Management Department. The team leverages advanced analytics tools, cutting edge data and techniques to develop credit strategies that govern automated credit decisions in Prosper’s online marketplace.

$91,099–$116,671/yr
Canada

  • Own the development and execution of short- and long-term delinquency and loss forecasting models.
  • Lead the monitoring of portfolio health, identifying emerging trends and risks through rigorous analysis of internal performance data and external macroeconomic indicators.
  • Produce high-quality reporting for the Board and senior leadership, translating complex analytical results into clear, strategic recommendations.

KOHO aims to provide better financial services for every Canadian, promoting smart spending, increased savings, and wealth building without hidden fees or predatory rates. They are a performance-oriented organization that values clarity, ownership, and bold thinking, fostering a culture of collaboration, creativity, and diverse perspectives.

Europe

  • Oversee, build, improve Finom’s Credit Risk engine and framework.
  • Partner closely with Product and Engineering to embed risk into product design and strategy from day one.
  • Act as a strong Second Line of Defense, ensuring robust origination, monitoring, and collections processes.

Finom is a European tech startup headquartered in Amsterdam, revolutionizing financial landscape for entrepreneurs. They provide an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing with a mobile-first platform. They nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort benefits their users, employees, partners, and their business as a whole.

US

  • Analyzing credit, income, assets, and appraisals.
  • Reviewing and clearing loan conditions.
  • Collaborating with Doc/Funders and Processing for efficient workflow.

Cascade Financial Services is a trusted lender in Attainable Housing, aiming to help families achieve homeownership through customized mortgage loan solutions. They value teamwork, integrity, excellence, and service, fostering a positive, family-like work environment with a focus on work/life balance.

Global Unlimited PTO

  • Gather data, analyze financials, evaluate risk controls, and draft clear approval memos.
  • Help design secured/over-collateralized lending structures, covenants, waterfalls, and margin frameworks.
  • Track exposures, limits, collateral, and early-warning indicators; recommend actions.

Xapo Bank is committed to changing the way things are done by providing economic freedom and wealth protection, no matter where you live. They are a fully distributed team of over 130 Xapiens that work remotely from 30+ countries around the world.