Grow, drive, and lead enhanced automated credit risk decisioning strategy and risk analytics across the Moniepoint SME Lending Portfolio.
Skilled in optimising credit risk policy rules, affordability optimisation and developing scorecards; uncovering areas of opportunity as well as pockets of risk and keenly cognisant of the need to balance growth with credit quality and able to ‘hold-the-line’ where necessary.
Ensure lending remains within Risk Appetite and that performance is maintained within agreed target loan loss levels.
Moniepoint is an all-in-one financial services platform for emerging markets and the second-fastest-growing company in Africa. Since 2019, Moniepoint’s technology has powered over 3 million people, offering personal and business banking, payment, credit and business management tools to help them succeed.
Provide independent oversight, governance, and credible challenge across credit underwriting, pricing, loan amount, portfolio performance, credit policy governance, and risk appetite.
Ensure that credit strategy and growth initiatives are aligned with risk appetite, regulatory expectations, and sound risk management practices.
Monitor portfolio performance across originations, vintages, and customer segments
Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. Best Egg values an inclusive, flexible, and fun workplace and is being acquired by Barclays in Q2 2026.
Driving the end-to-end product lifecycle for the Credit Building portfolio.
Monitoring product metrics and analyzing data to maximize user acquisition and retention.
Collaborating with engineering, design, and data teams to deliver seamless user experiences.
KOHO aims to provide better financial services for every Canadian, eliminating hidden fees and predatory interest rates. They focus on creating user-friendly financial products that promote smart spending, increased savings, and wealth building, emphasizing work-life integration, asynchronous collaboration, and flexible hours.
Own the development and execution of short- and long-term delinquency and loss forecasting models.
Lead the monitoring of portfolio health, identifying emerging trends and risks through rigorous analysis of internal performance data and external macroeconomic indicators.
Produce high-quality reporting for the Board and senior leadership, translating complex analytical results into clear, strategic recommendations.
KOHO aims to provide better financial services for every Canadian, promoting smart spending, increased savings, and wealth building without hidden fees or predatory rates. They are a performance-oriented organization that values clarity, ownership, and bold thinking, fostering a culture of collaboration, creativity, and diverse perspectives.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. They are a remote-first company and the majority of their roles are remote.
Lead the 2LOD credit risk oversight framework, including policies and governance.
Oversee portfolio performance, identify emerging risks, and provide actionable recommendations.
Ensure adherence to consumer lending regulations and serve as a key point of contact for regulatory exams.
Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through lending solutions and financial health tools. They offer top-tier benefits and growth opportunities in a culture built on their core values, which include putting people first and creating clarity.
Develop realistic prompts to test the relevance and quality of AI-generated insights.
Systematically evaluate divergence between professional credit judgment and AI outputs.
Translate credit professional workflows into problems that push the limits of AI reasoning.
Mentis AI operates where institutional investment expertise meets frontier AI systems. Our team blends asset management experience with machine learning and applied AI research, collaborating with leading AI labs to improve how models reason and make decisions in high-stakes financial contexts.
Manage credit score and credit risk analytics products across the full lifecycle, from concept through optimization
Partner with Data Science and Analytics to develop and launch new scoring models, enhancements, and analytics solutions
Implement product roadmaps that create customer value, revenue growth, and competitive differentiation
Experian is a global data and technology company, powering opportunities for people and businesses around the world. They operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments with a team of 23,300 people across 32 countries.
Develop and iterate realistic prompts to test the relevance and quality of AI-generated insights.
Systematically evaluate divergence between professional credit judgment and AI outputs across contexts.
Translate how credit professionals evaluate borrowers into problems that push the limits of AI reasoning.
Mentis AI works at the intersection of institutional investment expertise and frontier AI systems. Their team combines deep asset management experience with machine learning and applied AI research.
Build future-proof products by deeply understanding current fintech problems.
Collaborate with Credit Operations, researchers, and designers to build creative solutions.
Analyze data using a quantitative toolbox to prioritize features and make high-impact decisions.
Pleo builds spend solutions that make managing money seamless, empowering, and surprisingly effective for finance teams and employees alike, with a vision to help all businesses ‘go beyond’. They are a progressive and kind bunch of 850+ people from over 100 nationalities, committed to delivering the future of business spending, together.