Source Job

$102,000–$161,000/yr
US

  • Develop credit strategies to improve the credit performance by using data, machine learning models and advanced analytics tools to optimize risk decisions
  • Lead end-to-end risk and analytics strategy for Prosper's Credit Card, from pre-launch through portfolio optimization, including underwriting policies, pricing and credit line strategies, and acquisition frameworks that balance growth targets with risk parameters
  • Analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance driver

SQL Python Tableau Machine Learning

20 jobs similar to Credit Risk Analyst

Jobs ranked by similarity.

Europe

  • Grow, drive, and lead enhanced automated credit risk decisioning strategy and risk analytics across the Moniepoint SME Lending Portfolio.
  • Skilled in optimising credit risk policy rules, affordability optimisation and developing scorecards; uncovering areas of opportunity as well as pockets of risk and keenly cognisant of the need to balance growth with credit quality and able to ‘hold-the-line’ where necessary.
  • Ensure lending remains within Risk Appetite and that performance is maintained within agreed target loan loss levels.

Moniepoint is an all-in-one financial services platform for emerging markets and the second-fastest-growing company in Africa. Since 2019, Moniepoint’s technology has powered over 3 million people, offering personal and business banking, payment, credit and business management tools to help them succeed.

$91,099–$116,671/yr
Canada

  • Own the development and execution of short- and long-term delinquency and loss forecasting models.
  • Lead the monitoring of portfolio health, identifying emerging trends and risks through rigorous analysis of internal performance data and external macroeconomic indicators.
  • Produce high-quality reporting for the Board and senior leadership, translating complex analytical results into clear, strategic recommendations.

KOHO aims to provide better financial services for every Canadian, promoting smart spending, increased savings, and wealth building without hidden fees or predatory rates. They are a performance-oriented organization that values clarity, ownership, and bold thinking, fostering a culture of collaboration, creativity, and diverse perspectives.

Europe

  • Oversee, build, improve Finom’s Credit Risk engine and framework.
  • Partner closely with Product and Engineering to embed risk into product design and strategy from day one.
  • Act as a strong Second Line of Defense, ensuring robust origination, monitoring, and collections processes.

Finom is a European tech startup headquartered in Amsterdam, revolutionizing financial landscape for entrepreneurs. They provide an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing with a mobile-first platform. They nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort benefits their users, employees, partners, and their business as a whole.

US

  • Develop business strategies that will drive growth and profitability.
  • Lead direct-to-consumer marketing efforts for select products.
  • Drive step-change improvements in credit performance.

Capital One is building a leading information-based technology company that helps customers succeed by bringing ingenuity, simplicity, and humanity to banking. It's a founder-led company with a mission to bring customer success and advocacy.

$95,000–$140,000/yr
Global

  • Leverage complex data to produce recommendations for underwriting and profitability.
  • Monitor and conduct P&L analysis to optimize underwriting policy and processes.
  • Design and maintain Sigma reporting to track engagement and performance.

Kafene is revolutionizing the lease-to-own space by making flexible lease-to-own accessible to everyone with cutting-edge AI and machine learning. They are a 150-person team spanning NYC headquarters, Wilmington, and remote talent across the globe, united by a culture that thrives on collaboration, innovation, and genuine support.

Global

  • Design, build, and maintain quantitative analysis tools for credit, market, and liquidity risk assessment
  • Build scalable analytics pipelines in Python to automate reporting, data transformation, and real-time risk monitoring
  • Execute portfolio margin stress tests and scenario analysis under tight timelines, delivering actionable insights to stakeholders

Anchorage Digital is building the world’s most advanced digital asset platform for institutions to participate in crypto. The company is funded by leading institutions including Andreessen Horowitz, GIC, Goldman Sachs, KKR, and Visa, with its Series D valuation over $3 billion. The team brings together the brightest minds from platform security, financial services, and distributed ledger technology to provide the building blocks that empower institutions to safely participate in  the evolving digital asset ecosystem.

$126,000–$201,600/yr
UK

  • Improve customer and business outcomes through better automated decisioning, using Machine Learning and statistical modelling.
  • Drive innovations by identifying new opportunities of data and ML applications, and delivering business values across multiple Borrowing products.
  • Champion the quality and efficiency of model development, and ensure safe and scalable growth of their model portfolio.

Monzo is on a mission to make money work for everyone. They're waving goodbye to the complicated and confusing ways of traditional banking and want to solve problems and change lives through Monzo. The company cares deeply about their 15+ million customers.

5w PTO

  • Build future-proof products by deeply understanding current fintech problems.
  • Collaborate with Credit Operations, researchers, and designers to build creative solutions.
  • Analyze data using a quantitative toolbox to prioritize features and make high-impact decisions.

Pleo builds spend solutions that make managing money seamless, empowering, and surprisingly effective for finance teams and employees alike, with a vision to help all businesses ‘go beyond’. They are a progressive and kind bunch of 850+ people from over 100 nationalities, committed to delivering the future of business spending, together.

$89,865–$155,767/yr
US 3w PTO

  • Manage credit score and credit risk analytics products across the full lifecycle, from concept through optimization
  • Partner with Data Science and Analytics to develop and launch new scoring models, enhancements, and analytics solutions
  • Implement product roadmaps that create customer value, revenue growth, and competitive differentiation

Experian is a global data and technology company, powering opportunities for people and businesses around the world. They operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments with a team of 23,300 people across 32 countries.

Global

  • Design and deploy scalable machine learning solutions to improve data quality, matching, classification, and automation.
  • Apply advanced analytics and generative AI to enhance data enrichment and ongoing data maintenance.
  • Drive analytical projects from problem definition through deployment and ongoing monitoring, in partnership with cross‑functional teams.

Experian is a global data and technology company, powering opportunities for people and businesses around the world. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), they have a team of 22,500 people across 32 countries and invest in people and new advanced technologies to unlock the power of data.

US

  • Lead the 2LOD credit risk oversight framework, including policies and governance.
  • Oversee portfolio performance, identify emerging risks, and provide actionable recommendations.
  • Ensure adherence to consumer lending regulations and serve as a key point of contact for regulatory exams.

Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through lending solutions and financial health tools. They offer top-tier benefits and growth opportunities in a culture built on their core values, which include putting people first and creating clarity.

Global

  • Develop realistic prompts to test the relevance and quality of AI-generated insights.
  • Systematically evaluate divergence between professional credit judgment and AI outputs.
  • Translate credit professional workflows into problems that push the limits of AI reasoning.

Mentis AI operates where institutional investment expertise meets frontier AI systems. Our team blends asset management experience with machine learning and applied AI research, collaborating with leading AI labs to improve how models reason and make decisions in high-stakes financial contexts.

$170,000–$210,000/yr
US

  • Own the full fraud policy lifecycle, spanning identity verification to key monetary actions.
  • Proactively identify emerging fraud vectors and redesign controls before losses materialize.
  • Build and maintain fraud dashboards enabling real-time monitoring and self-serve analytics.

EarnIn provides real-time financial flexibility through earned wage access, allowing its community to access earnings and manage finances without mandatory fees or credit checks. They are backed by experienced leadership and world-class funding partners, and are committed to bringing world-class talent onboard.

US

  • Lead data-driven product strategy initiatives supporting fraud detection and prevention systems
  • Design and deliver insights, reporting, and analytical frameworks to detect and mitigate fraud at scale
  • Define, track, and evaluate key metrics, including machine learning model performance and business impact

Maleda Tech is focused on protecting platform integrity by embedding measurement, experimentation, and insights into product defenses and user journeys. They are a global technology environment with a fraud & safety analytics team.

Africa

  • Design and deliver end-to-end data science solutions that support product innovation and business strategy.
  • Analyze large, complex datasets to identify trends, surface opportunities, and influence key decisions.
  • Develop and deploy predictive and prescriptive models using machine learning and statistical techniques.

Moniepoint Inc. is Africa’s all-in-one financial ecosystem, helping 10 million businesses and individuals access seamless payments, banking, credit, and business management tools since 2019. As Nigeria’s largest merchant acquirer, it powers most of the country’s Point of Sale (POS) transactions.

US Unlimited PTO

  • Move beyond reporting to provide deep-dive analysis on customer health, churn drivers, and product adoption.
  • Partner with CS leadership to define and track forecasting of retention as well as key performance indicators (KPIs).
  • Translate complex technical findings into clear, concise, and compelling narratives for non-technical stakeholders and executive leadership.

Restaurant365 is a SaaS company disrupting the restaurant industry by providing a unique, centralized cloud-based solution for accounting and back-office operations. They focus on empowering team members to produce top-notch results while elevating their skills, with a culture of constant evolution and improvement.

$110,000–$165,000/yr
US

  • Analyze diverse, large alternative datasets for insights and signal.
  • Develop and apply data normalization methods to correct for biases.
  • Design and build scalable data products with cross-functional teams.

Consumer Edge is a leading provider of consumer data for hedge funds, venture capital, private equity firms, and corporations in the United States and Europe. They equip clients with actionable consumer, competitive, and market insights to drive informed investment and strategic decisions.

US 4w PTO

  • Support business goals with analyses leveraging rich data sources.
  • Develop and maintain documentation and reporting frameworks.
  • Provide subject matter expertise in risk analytics.

Aledade exists to empower the most transformational part of our health care landscape - independent primary care. They are the largest network of independent primary care in the country helping practices, health centers, and clinics deliver better care to their patients.

$130,000–$230,000/yr
US Unlimited PTO

  • Take ownership of complex, high-impact problems and drive them from definition through execution.
  • Lead strategic and operational initiatives; own key metrics, analyses, and business insights.
  • Drive product and go-to-market efforts for new initiatives; manage cross-functional product development and execution.

SentiLink provides innovative identity and risk solutions, empowering institutions and individuals to transaction with confidence. They are building the future of identity verification in the United States with real-time APIs that have helped verify hundreds of millions of identities.