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US 4w PTO

  • Be the day‑to‑day analytics partner for clients on credit strategy, risk optimization, and portfolio performance.
  • Translate client goals into clear analytical questions, project plans, and structured workflows.
  • Use Python and SQL to explore data, validate hypotheses, and support analytical workflows developed by Data Science teams.

Python SQL Analytics Credit Risk Financial Services

20 jobs similar to Principal Consultant – Analytics & Credit Strategy (Client Facing)

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4w PTO

  • Evaluate traditional, alternative, transactional, and raw datasets for use in underwriting, portfolio management, collections, and fraud.
  • Lead quantitative due diligence for M&A targets and data partnerships, assessing data quality, depth, coverage, stability, and scalability.
  • Design and implement validation frameworks to measure predictive lift, segmentation value, and incremental performance versus incumbent data.

Experian is a global data and technology company, powering opportunities for people and businesses around the world. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), they have a team of 22,500 people across 32 countries and corporate headquarters are in Dublin, Ireland.

4w PTO

  • Manage our thought leadership strategy, grounded in data analysis and empirical thoughtfulness.
  • Use Python and SQL to independently explore datasets, validate hypotheses, and surface unique insights.
  • Translate analytical findings, model outputs, and product capabilities into clear, market‑facing narratives that demonstrate value.

Experian is a global data and technology company, powering opportunities for people and businesses around the world. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), they have a team of 22,500 people across 32 countries and their corporate headquarters are in Dublin, Ireland.

US

  • Lead the development, implementation, and optimization of credit strategies across our portfolio of unsecured personal loan products.
  • Own the full lifecycle of credit decisioning, including policy creation, pricing frameworks, testing strategy, and performance monitoring.
  • Build and maintain a best-in-class credit strategy while working closely with Fraud Strategy, Decision Sciences, Engineering, Compliance, and partner banks.

BMG Money's mission is to provide access to affordable and responsible credit for underserved consumers facing unexpected expenses.

$123,138–$166,473/yr
Europe

  • Leverage advanced data analytics to derive insights and optimise credit strategies across products and geographies.
  • Partner with Engineering to design and build scalable risk models and credit risk capabilities.
  • Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements across jurisdictions, and translate them into credit policy, underwriting, and product design recommendations.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. They are a fast-growing FinTech company committed to redefining responsible consumer lending.

$96,987–$131,641/yr
UK

  • Improving portfolio health by engaging customers in financial difficulty.
  • Designing and monitoring impact assessment and forecasting models.
  • Developing and maintaining credit models for strategic business decisions.

Monzo is on a mission to make money work for everyone, waving goodbye to complicated traditional banking. They offer personal and business bank accounts, joint accounts, and credit cards, solving problems and changing lives.

$150,000–$185,000/yr
US

  • Building, maintaining and enhancing credit risk models for lending portfolios.
  • Extract, clean and manipulate large data sets using SQL and Python; build pipelines and analytics to perform model and portfolio monitoring.
  • Perform exploratory data analysis (EDA) to identify portfolio trends, drivers of loss performance and provide insight into model deviations.

Achieve is a digital personal finance company that provides personalized financial solutions. They leverage data and analytics to offer personal loans, home equity loans, debt consolidation, and financial tools. They have over 3,000 employees and a strong people-first culture.

US Unlimited PTO

Responsible for defining and executing the strategy for our financial services software and platform ecosystem. Influence how the world's leading financial institutions access, analyze, and activate data. Drive cross-functional alignment across technology, analytics, and commercial teams.

Experian is a global data and technology company, powering opportunities for people and businesses around the world.

4w PTO

  • Conduct prospect-facing technical analysis to compute and present Return on investment for all sales engagements.
  • Perform technical analysis for existing clients and present results to optimize performance and support expansion opportunities.
  • Bridge the gap between revenue and technical departments to promote revenue generation and retention.

Experian is a global data and technology company, powering opportunities for people and businesses around the world. As a FTSE 100 Index company with corporate headquarters in Dublin, Ireland, they have a team of 22,500 people across 32 countries.

$133,109–$239,596/yr
4w PTO

  • Be the primary insights liaison for the sales organization, partnering with new sales and account development teams to understand clients goals.
  • Build and deliver executive-level presentations that translate complex data into clear, applicable strategies.
  • Facilitate workshops and strategy sessions with internal and client partners to align insights with our goals.

Experian is a global data and technology company, powering opportunities for people and businesses around the world. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), they have a team of 22,500 people across 32 countries and a people-first culture.

Europe

  • Develop and deploy credit scoring and behavioural models.
  • Design and run experiments to optimise approval rates.
  • Partner with product squads to embed decision logic into real-time systems.

Moniepoint is a global fintech building modern financial services for millions of people and businesses across high-growth markets.

$69,300–$97,020/yr
UK

  • Provide ongoing oversight of credit risk by analyzing lending product performance.
  • Partner with first line of defense teams to support credit strategy changes and new product launches.
  • Deliver insights and independent challenge on credit strategies, optimizing decision-making for customers.

Monzo is on a mission to make money work for everyone, waving goodbye to the complicated ways of traditional banking and solving problems rather than selling products.

$89,865–$155,767/yr

Lead the delivery and growth of our customer experience. Build the end-to-end product vision and roadmap for the whole customer experience. Partner with Marketing and Growth teams to develop go-to-market plans that attract users.

Experian is a global data and technology company, powering opportunities for people and businesses around the world.

$140,000–$220,000/yr
North America

  • Partner closely with AI Decisioning customers and internal engineering teams.
  • Diagnose model behavior, tune ML levers, and analyze incrementality.
  • Explain insights to marketers and executives.

Hightouch is the modern AI platform for marketing and growth teams, partnering with industry leaders like Domino’s, Chime, Spotify, Ramp, Whoop, Grammarly, and over 1000 others.

US 5w PTO

This role requires an entrepreneurial mindset, strong analytical expertise, and a passion for delivering innovative solutions. The ideal candidate will combine deep risk management knowledge with advanced data modeling skills to optimize automated decisioning, monitor risk, and drive business growth within the company’s risk appetite. The position is bonus eligible based on association and personal performance.

American AgCredit offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world.

$135,000–$230,000/yr

  • Owns credit management activities and drives P&L outcomes.
  • Leads credit and operational risk assessments and portfolio monitoring.
  • Influences deal structuring, pricing strategy, and evaluation of new portfolios.

We’re on a mission to build a future where every ambition is within reach by creating financial and technology solutions that move people forward.

Support the Client Experience organization by measuring and analyzing client sentiment across support and digital channels. Own client experience measurement programs end to end, including NPS and other surveys, from analysis through insight generation to support data-informed decision-making. Build clear, compelling insights and narratives by synthesizing complex datasets into actionable recommendations for leadership and cross-functional partners.

Kraken is a mission-focused company rooted in crypto values that aims to accelerate the global adoption of crypto, so that everyone can achieve financial freedom and inclusion.

$228,500–$228,500/yr
US

  • Develop verification strategies for loan products to optimize profitability and improve revenue.
  • Build new decisioning infrastructure leveraging external and internal data for consumer lending programs.
  • Analyze credit strategies performance and credit score effectiveness, MIS, and performance trends.

Best Egg is a tech-enabled financial platform focused on helping people build financial confidence through lending solutions and financial health tools. They foster an inclusive, flexible, and fun workplace with open communication and teamwork.

$118,830–$162,636/yr

  • Dive into data and processes to understand major operational challenges and opportunities
  • Present findings to stakeholders and recommend actionable solutions for non-analytical partners including Senior Leadership
  • Re-define and challenge company KPIs that are critical to achieving company and business unit goals

Beyond Finance aims to help Americans escape debt via individualized care and financial solutions. They've assisted over 1 million clients and seek collaborators to grow further.

Europe

This role is pivotal in building and scaling a team responsible for pricing, credit limit modelling, and production credit model deployment. You’ll work closely with our Consumer Credit, Product, and Engineering teams to shape how we assess and price risk, design credit products, and measure outcomes across the credit lifecycle. You’ll build the analytics and modelling foundations that inform underwriting, customer acquisition, retention, and portfolio performance at scale.

Moniepoint is a global fintech building modern financial services for millions of people and businesses across high-growth markets.

Europe

Own end-to-end analytics workflow, including defining success and creating dashboards. Lead cross-functional weekly metric reviews. Proactively explore data and find opportunities to improve user engagement and growth.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.