Leverage advanced data analytics to derive insights and optimise credit strategies across products and geographies.
Partner with Engineering to design and build scalable risk models and credit risk capabilities.
Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements across jurisdictions, and translate them into credit policy, underwriting, and product design recommendations.
Own end-to-end analytics workflow, including defining success and creating dashboards. Lead cross-functional weekly metric reviews. Proactively explore data and find opportunities to improve user engagement and growth.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Improving portfolio health by engaging customers in financial difficulty.
Designing and monitoring impact assessment and forecasting models.
Developing and maintaining credit models for strategic business decisions.
Monzo is on a mission to make money work for everyone, waving goodbye to complicated traditional banking. They offer personal and business bank accounts, joint accounts, and credit cards, solving problems and changing lives.
This role is pivotal in building and scaling a team responsible for pricing, credit limit modelling, and production credit model deployment. You’ll work closely with our Consumer Credit, Product, and Engineering teams to shape how we assess and price risk, design credit products, and measure outcomes across the credit lifecycle. You’ll build the analytics and modelling foundations that inform underwriting, customer acquisition, retention, and portfolio performance at scale.
Moniepoint is a global fintech building modern financial services for millions of people and businesses across high-growth markets.
Be the day‑to‑day analytics partner for clients on credit strategy, risk optimization, and portfolio performance.
Translate client goals into clear analytical questions, project plans, and structured workflows.
Use Python and SQL to explore data, validate hypotheses, and support analytical workflows developed by Data Science teams.
Experian is a global data and technology company, powering opportunities for people and businesses around the world. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), they have a team of 22,500 people across 32 countries.
Lead the development, implementation, and optimization of credit strategies across our portfolio of unsecured personal loan products.
Own the full lifecycle of credit decisioning, including policy creation, pricing frameworks, testing strategy, and performance monitoring.
Build and maintain a best-in-class credit strategy while working closely with Fraud Strategy, Decision Sciences, Engineering, Compliance, and partner banks.
BMG Money's mission is to provide access to affordable and responsible credit for underserved consumers facing unexpected expenses.
Conduct analysis and deliver analytical insights to enable and optimize end-to-end collection and recovery strategies.
Analyze portfolio performance at a granular segment level on an ongoing basis and identify trends.
Partner with Operations, Risk, Product, Marketing and Engineering teams to implement strategies and monitor performance.
Founded in 2005 as the first peer-to-peer marketplace lending platform in the U.S., Prosper connects people who want to borrow money with those who want to invest.
Building, maintaining and enhancing credit risk models for lending portfolios.
Extract, clean and manipulate large data sets using SQL and Python; build pipelines and analytics to perform model and portfolio monitoring.
Perform exploratory data analysis (EDA) to identify portfolio trends, drivers of loss performance and provide insight into model deviations.
Achieve is a digital personal finance company that provides personalized financial solutions. They leverage data and analytics to offer personal loans, home equity loans, debt consolidation, and financial tools. They have over 3,000 employees and a strong people-first culture.
Evaluate traditional, alternative, transactional, and raw datasets for use in underwriting, portfolio management, collections, and fraud.
Lead quantitative due diligence for M&A targets and data partnerships, assessing data quality, depth, coverage, stability, and scalability.
Design and implement validation frameworks to measure predictive lift, segmentation value, and incremental performance versus incumbent data.
Experian is a global data and technology company, powering opportunities for people and businesses around the world. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), they have a team of 22,500 people across 32 countries and corporate headquarters are in Dublin, Ireland.
Manage our thought leadership strategy, grounded in data analysis and empirical thoughtfulness.
Use Python and SQL to independently explore datasets, validate hypotheses, and surface unique insights.
Translate analytical findings, model outputs, and product capabilities into clear, market‑facing narratives that demonstrate value.
Experian is a global data and technology company, powering opportunities for people and businesses around the world. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), they have a team of 22,500 people across 32 countries and their corporate headquarters are in Dublin, Ireland.
Provide ongoing oversight of credit risk by analyzing lending product performance.
Partner with first line of defense teams to support credit strategy changes and new product launches.
Deliver insights and independent challenge on credit strategies, optimizing decision-making for customers.
Monzo is on a mission to make money work for everyone, waving goodbye to the complicated ways of traditional banking and solving problems rather than selling products.
Provide competitive analysis on the market. Ensure the quality and accuracy of data collection and analysis. Liaise with the data research team leads, editorial, methodology, and SEO teams.
At Forbes Advisor, our mission is to help readers turn their aspirations into reality.
Develop verification strategies for loan products to optimize profitability and improve revenue.
Build new decisioning infrastructure leveraging external and internal data for consumer lending programs.
Analyze credit strategies performance and credit score effectiveness, MIS, and performance trends.
Best Egg is a tech-enabled financial platform focused on helping people build financial confidence through lending solutions and financial health tools. They foster an inclusive, flexible, and fun workplace with open communication and teamwork.
This role requires an entrepreneurial mindset, strong analytical expertise, and a passion for delivering innovative solutions. The ideal candidate will combine deep risk management knowledge with advanced data modeling skills to optimize automated decisioning, monitor risk, and drive business growth within the company’s risk appetite. The position is bonus eligible based on association and personal performance.
American AgCredit offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world.
As a Capital Markets Manager, you will build and own a significant portion of the platform’s funding strategy which drives Affirm’s ability to scale its consumer point-of-sale lending business globally. You will develop and execute on Capital Markets strategy, including owning significant components of live transactions. You will take charge of communication with Engineering, Product, Commercial, and Credit/Risk teams to drive scale for Affirm’s capital platform and funding strategy.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Mines, models, and analyzes large datasets utilizing descriptive, predictive, and prescriptive analytics.
Develops insights from historical loan performance data and develop credit solutions for customer base using various analytical techniques.
Designs and deploys model monitoring frameworks to assess the performance of partner underwriting portfolios, new product launches, and existing customer portfolios.
Pathward is a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all.
Conduct prospect-facing technical analysis to compute and present Return on investment for all sales engagements.
Perform technical analysis for existing clients and present results to optimize performance and support expansion opportunities.
Bridge the gap between revenue and technical departments to promote revenue generation and retention.
Experian is a global data and technology company, powering opportunities for people and businesses around the world. As a FTSE 100 Index company with corporate headquarters in Dublin, Ireland, they have a team of 22,500 people across 32 countries.
Collaborate with Product and Analytics leadership to conceive and structure analysis and deliver highly actionable insights.
Conduct analysis of internal & external data to find growth & optimization opportunities for the business.
Package and communicate findings and recommendations to a broad audience, including senior leadership.
JustAnswer is the leading AI + Human professional services platform, on a mission to revolutionize how people access expert help. Rooted in boldness, humility, and innovation, they take a data-driven approach to solving complex problems and continuously improving through Lean principles.
Build and deploy production machine learning models and pipelines end-to-end.
Lead technical innovation across the data science organization.
Develop financial models using alternative data sources.
Happy Money is a consumer finance company that empowers people to achieve their goals through simple, transparent loans funded by trusted financial institutions.