Source Job

• Provide ongoing oversight of credit risk by analyzing lending product performance.
• Partner with first line of defense teams to support credit strategy changes and new product launches.
• Deliver insights and independent challenge on credit strategies, optimizing decision-making for customers.

Monzo is on a mission to make money work for everyone, waving goodbye to the complicated ways of traditional banking and solving problems rather than selling products.

This role is pivotal in building and scaling a team responsible for pricing, credit limit modelling, and production credit model deployment. You’ll work closely with our Consumer Credit, Product, and Engineering teams to shape how we assess and price risk, design credit products, and measure outcomes across the credit lifecycle. You’ll build the analytics and modelling foundations that inform underwriting, customer acquisition, retention, and portfolio performance at scale.

Moniepoint is a global fintech building modern financial services for millions of people and businesses across high-growth markets.

• Lead the development, implementation, and optimization of credit strategies across our portfolio of unsecured personal loan products.
• Own the full lifecycle of credit decisioning, including policy creation, pricing frameworks, testing strategy, and performance monitoring.
• Build and maintain a best-in-class credit strategy while working closely with Fraud Strategy, Decision Sciences, Engineering, Compliance, and partner banks.

BMG Money's mission is to provide access to affordable and responsible credit for underserved consumers facing unexpected expenses.

• Be the day‑to‑day analytics partner for clients on credit strategy, risk optimization, and portfolio performance.
• Translate client goals into clear analytical questions, project plans, and structured workflows.
• Use Python and SQL to explore data, validate hypotheses, and support analytical workflows developed by Data Science teams.

Experian is a global data and technology company, powering opportunities for people and businesses around the world. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), they have a team of 22,500 people across 32 countries.

• Lead and develop a research portfolio focused on data analytics governance, risk, compliance, cybersecurity intersections, and AI-driven transformation.
• Advise clients through virtual and in-person engagements, addressing complex challenges and reframing strategic thinking.
• Analyze market trends, disruptions, and emerging practices to deliver forward-looking predictions and recommendations.

Jobgether uses an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements.

• Leverage advanced data analytics to derive insights and optimise credit strategies across products and geographies.
• Partner with Engineering to design and build scalable risk models and credit risk capabilities.
• Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements across jurisdictions, and translate them into credit policy, underwriting, and product design recommendations.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. They are a fast-growing FinTech company committed to redefining responsible consumer lending.

• Develop verification strategies for loan products to optimize profitability and improve revenue.
• Build new decisioning infrastructure leveraging external and internal data for consumer lending programs.
• Analyze credit strategies performance and credit score effectiveness, MIS, and performance trends.

Best Egg is a tech-enabled financial platform focused on helping people build financial confidence through lending solutions and financial health tools. They foster an inclusive, flexible, and fun workplace with open communication and teamwork.

• Set the company-wide strategy for product analytics, business metrics, and GTM insights.
• Define the core measurement frameworks for product usage, activation, retention, expansion, and customer value.
• Ensure analytics meaningfully influence product roadmap decisions, GTM strategy, and operational planning.

Freshpaint helps healthcare marketers promote access to care and safeguard patient privacy. The company is fully remote, backed by leading investors including Y-Combinator, Intel Capital, and angel investors, and it gathers the team 2x times per year for offsites.

• Develop and deploy credit scoring and behavioural models.
• Design and run experiments to optimise approval rates.
• Partner with product squads to embed decision logic into real-time systems.

Moniepoint is a global fintech building modern financial services for millions of people and businesses across high-growth markets.

• Define and execute a modern analytics strategy aligned to company objectives.
• Partner with senior leaders to inform analytics priorities and influence executive decisions.
• Develop and lead a high-performing analytics organization focused on excellence and collaboration.

At 1Password, they’re building the foundation for a safe, productive digital future by ensuring every identity is authentic and every application sign-in is secure.

• Partner across Product Squads, ensuring Core Applications (Salesforce, Core Apps, Data Warehouse) and tools are built with a 'Data-First' mindset.
• Be the guardian of our data model, the bridge between Engineering and Analytics, and the strategic partner ensuring every PRD includes a robust data strategy.
• Report directly to the Vice President of Product.

Forward Financing is a financial technology company based in Boston, Massachusetts, committed to unlocking capital that fuels small businesses across America. Recognized as a Best Place to Work and a Great Place To Work®, the company is investing in its employees, technology, and customer experience.

• Shape strategy and drive execution of advanced analytics across various domains.
• Architect scalable analytics solutions, including data pipelines and KPI frameworks.
• Guide decision-making with insights using SQL, Looker, and statistical modeling.

NerdWallet is on a mission to bring clarity to all of life’s financial decisions and every great mission needs a team of exceptional Nerds.

Shape and execute the analytics vision that drives Negotiations performance at National Debt Relief. Own the relationship with Negotiations leaders to ensure all data required insights are being provided. Lead and mentor a team, fostering a culture of innovation, collaboration, and data-driven decision-making.

National Debt Relief was founded in 2009 with the goal of helping consumers deal with overwhelming debt and is one of the most-trusted debt relief providers.

• Building, maintaining and enhancing credit risk models for lending portfolios.
• Extract, clean and manipulate large data sets using SQL and Python; build pipelines and analytics to perform model and portfolio monitoring.
• Perform exploratory data analysis (EDA) to identify portfolio trends, drivers of loss performance and provide insight into model deviations.

Achieve is a digital personal finance company that provides personalized financial solutions. They leverage data and analytics to offer personal loans, home equity loans, debt consolidation, and financial tools. They have over 3,000 employees and a strong people-first culture.

• Analyze credit risk models and validate underlying assumptions
• Review PD/LGD/EAD frameworks for accuracy and completeness
• Identify inconsistencies in risk scoring logic or segmentation criteria

Alignerr is connecting companies with talent. They are a recruiting company.

• Owns credit management activities and drives P&L outcomes.
• Leads credit and operational risk assessments and portfolio monitoring.
• Influences deal structuring, pricing strategy, and evaluation of new portfolios.

We’re on a mission to build a future where every ambition is within reach by creating financial and technology solutions that move people forward.

• Empower data-driven decision-making across Cribl by scaling our business intelligence system.
• Lead analyses empowering GTM performance and effectiveness, including rep productivity and sales motion optimization.
• Build and/or update advanced analytical models to inform prioritization, forecasting, and strategic decision-making.

Cribl is a data engine for IT and Security, trusted by many of the biggest names in the most demanding industries to solve their most pressing data needs.

Shape high-impact decisions by leading the full lifecycle of decision analysis. Deliver analytical and strategic depth by building advanced models and partnering with analysts. Influence without authority by aligning assumptions and building trust with senior leaders.

ServiceNow stands as a global market leader, bringing innovative AI-enhanced technology to over 8,100 customers, including 85% of the Fortune 500®.

Drive high-impact projects that support strategic priorities, turn insights into action, improve business performance, and partner with senior management teams.

Brightwheel supports teachers, engages parents, and enables the small businesses that make up the $175 billion early education industry.

• Analyze, redesign, and execute a modern, data-driven collections and recovery strategy.
• Serve as the primary architect and executor of a new approach rooted in personalization and AI/ML modeling.
• Reduce reliance on phone outreach by expanding digital-first strategies across multiple channels.

Best Egg is a tech-enabled financial platform focused on helping people build financial confidence through installment lending solutions and financial health tools. They are committed to offering top-tier benefits and growth opportunities in a culture built on their core values.