Source Job

• Building, maintaining and enhancing credit risk models for lending portfolios.
• Extract, clean and manipulate large data sets using SQL and Python; build pipelines and analytics to perform model and portfolio monitoring.
• Perform exploratory data analysis (EDA) to identify portfolio trends, drivers of loss performance and provide insight into model deviations.

Achieve is a digital personal finance company that provides personalized financial solutions. They leverage data and analytics to offer personal loans, home equity loans, debt consolidation, and financial tools. They have over 3,000 employees and a strong people-first culture.

• Leverage advanced data analytics to derive insights and optimise credit strategies across products and geographies.
• Partner with Engineering to design and build scalable risk models and credit risk capabilities.
• Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements across jurisdictions, and translate them into credit policy, underwriting, and product design recommendations.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. They are a fast-growing FinTech company committed to redefining responsible consumer lending.

• Improving portfolio health by engaging customers in financial difficulty.
• Designing and monitoring impact assessment and forecasting models.
• Developing and maintaining credit models for strategic business decisions.

Monzo is on a mission to make money work for everyone, waving goodbye to complicated traditional banking. They offer personal and business bank accounts, joint accounts, and credit cards, solving problems and changing lives.

• Develop verification strategies for loan products to optimize profitability and improve revenue.
• Build new decisioning infrastructure leveraging external and internal data for consumer lending programs.
• Analyze credit strategies performance and credit score effectiveness, MIS, and performance trends.

Best Egg is a tech-enabled financial platform focused on helping people build financial confidence through lending solutions and financial health tools. They foster an inclusive, flexible, and fun workplace with open communication and teamwork.

This role requires an entrepreneurial mindset, strong analytical expertise, and a passion for delivering innovative solutions. The ideal candidate will combine deep risk management knowledge with advanced data modeling skills to optimize automated decisioning, monitor risk, and drive business growth within the company’s risk appetite. The position is bonus eligible based on association and personal performance.

American AgCredit offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world.

• Provide ongoing oversight of credit risk by analyzing lending product performance.
• Partner with first line of defense teams to support credit strategy changes and new product launches.
• Deliver insights and independent challenge on credit strategies, optimizing decision-making for customers.

Monzo is on a mission to make money work for everyone, waving goodbye to the complicated ways of traditional banking and solving problems rather than selling products.

• Be the day‑to‑day analytics partner for clients on credit strategy, risk optimization, and portfolio performance.
• Translate client goals into clear analytical questions, project plans, and structured workflows.
• Use Python and SQL to explore data, validate hypotheses, and support analytical workflows developed by Data Science teams.

Experian is a global data and technology company, powering opportunities for people and businesses around the world. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), they have a team of 22,500 people across 32 countries.

• Support the application and maintenance of the Enterprise Risk Management Framework (ERMF).
• Assist in enterprise-wide risk identification and assessment exercises.
• Maintain and update the enterprise risk register and control library.

Deel is the all-in-one payroll and HR platform for global teams with a vision to unlock global opportunity. They are among the largest globally distributed companies in the world, with a team of 7,000 spanning more than 100 countries with a connected and dynamic culture.

The Capital Markets Manager fulfills investor requirements for Asset Backed Securities and Loan Sales. This role refines automated analysis of metrics to identify trends. The position manages day-to-day communication and due diligence requests from capital partners.

Forbright is a nationwide full-service bank and commercial lender focused on helping to build a brighter future for our clients and the communities we serve.

• Lead the development, implementation, and optimization of credit strategies across our portfolio of unsecured personal loan products.
• Own the full lifecycle of credit decisioning, including policy creation, pricing frameworks, testing strategy, and performance monitoring.
• Build and maintain a best-in-class credit strategy while working closely with Fraud Strategy, Decision Sciences, Engineering, Compliance, and partner banks.

BMG Money's mission is to provide access to affordable and responsible credit for underserved consumers facing unexpected expenses.

• Analyze company-level financial information.
• Validate key financial metrics and trends.
• Summarize insights in concise written form.

Alignerr partners with leading AI labs to deliver financial specialists who support structured analysis, financial reviews, and dataset validation.

• Develop and deploy credit scoring and behavioural models.
• Design and run experiments to optimise approval rates.
• Partner with product squads to embed decision logic into real-time systems.

Moniepoint is a global fintech building modern financial services for millions of people and businesses across high-growth markets.

Work with industry experts to identify, assess, and manage risk for global businesses. Develop a broad understanding of products and their risks, building professional network. Innovate the next wave of products and solutions for clients while working on a collaborative, supportive team.

The RRS Group and its affiliated entities have offered real estate development-related services to investment grade clients for decades.

• Develop and execute a cohesive credit strategy that unifies the firm’s various credit activities.
• Conduct in-depth fundamental analysis of borrowers across Fiat, Crypto, and Stablecoin exposures.
• Design and oversee comprehensive credit risk frameworks covering counterparty evaluation, collateral optimization, and capital allocation.

Keyrock is a leading change-maker in the digital asset space, known for partnerships and innovation. With over 220 team members around the world and hubs in London, Brussels, Singapore and Paris, they value a positive and collaborative work environment.

• Review commercial loans to ensure acceptable credit standards are maintained.
• Examine credit risks within loan portfolios and the appropriateness of risk grades.
• Document compliance with loan policies, lending procedures and applicable regulations.

At Wipfli, our people are core to everything we do—the catalyst behind our ability to create exceptional impact and extraordinary results.

• Review company performance drivers and financial statements
• Evaluate strategic positioning and market conditions
• Compare narrative commentary against quantitative signals

Alignerr partners with leading AI labs and investment-focused organizations. They provide analysts who evaluate financial data, strategic insights, and market trends.