Provide independent oversight, governance, and credible challenge across credit underwriting, pricing, loan amount, portfolio performance, credit policy governance, and risk appetite.
Ensure that credit strategy and growth initiatives are aligned with risk appetite, regulatory expectations, and sound risk management practices.
Monitor portfolio performance across originations, vintages, and customer segments
Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. Best Egg values an inclusive, flexible, and fun workplace and is being acquired by Barclays in Q2 2026.
Partner with cross-functional teams and be the Credit POC that manages the end-to-end credit strategy.
Leverage alternative data and further optimize our credit strategy in limit assignment and purchasing power.
Partner with Machine Learning team and enhance our underwriting framework for low AOV
Affirm is reinventing credit to make it honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The company is experiencing exciting growth and prides itself on its transparent pay structure and competitive benefits which includes fully subsidized medical, dental and vision coverage for employees and dependents.
Lead and manage a team responsible for delivering complex, cross-functional programs and initiatives.
Define program strategy and oversee the development of clear roadmaps and execution plans.
Partner with senior leaders and cross-functional stakeholders across Product, Engineering, Operations, and Compliance to align priorities.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. They are a remote-first company with employees across the country of employment and offer competitive benefits that are anchored to their core value of people come first.
Develop and iterate realistic prompts to test the relevance and quality of AI-generated insights.
Systematically evaluate divergence between professional credit judgment and AI outputs across contexts.
Translate how credit professionals evaluate borrowers into problems that push the limits of AI reasoning.
Mentis AI works at the intersection of institutional investment expertise and frontier AI systems. Their team combines deep asset management experience with machine learning and applied AI research.
Review proposed changes/new products to identify compliance risks.
Monitor corrective actions and escalate when appropriate.
Analyze regulations and assist with the development of compliant processes.
EarnIn pioneers earned wage access, building products that deliver real-time financial flexibility. They are a fast-growing company with experienced leadership, world-class funding partners, and a healthy core business.
Provide independent 2LOD oversight of fraud risk management frameworks.
Oversee fraud detection and prevention strategies across various areas.
Monitor fraud trends, loss rates, and emerging threats across the portfolio.
Best Egg is a tech-enabled financial platform helping people build financial confidence through lending solutions and financial health tools. They foster an inclusive, flexible, and fun workplace with open communication and a focus on delivering with excellence.
Develop realistic prompts to test the relevance and quality of AI-generated insights.
Systematically evaluate divergence between professional credit judgment and AI outputs.
Translate credit professional workflows into problems that push the limits of AI reasoning.
Mentis AI operates where institutional investment expertise meets frontier AI systems. Our team blends asset management experience with machine learning and applied AI research, collaborating with leading AI labs to improve how models reason and make decisions in high-stakes financial contexts.
Lead the 2LOD credit risk oversight framework, including policies and governance.
Oversee portfolio performance, identify emerging risks, and provide actionable recommendations.
Ensure adherence to consumer lending regulations and serve as a key point of contact for regulatory exams.
Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through lending solutions and financial health tools. They offer top-tier benefits and growth opportunities in a culture built on their core values, which include putting people first and creating clarity.
Oversee and manage all NMLS online system matters.
Perform compliance testing, assessments, and monitoring activities across mortgage operations.
Develop, update, and implement compliance policies and procedures in alignment with state and federal regulations.
Equity Prime Mortgage (EPM) is a national TPO/Mortgage Wholesale lender. Founded in 2008, they have rapidly evolved into one of the leading mortgage lenders in the U.S., licensed in 50 states and providing an array of lending resources.
Lead core Group-wide Financial Crime Framework initiatives, maintaining and evolving our Enterprise-Wide Risk Assessment (EWRA) and Policy suite.
Execute 2nd Line Monitoring by designing and conducting thematic reviews of 1st Line processes to test control effectiveness and identify gaps.
Advise on High-Risk Decisions, acting as the primary escalation point for complex cases and providing "check and challenge" on new product launches.
Pleo builds spend solutions that make managing money seamless, empowering, and surprisingly effective for finance teams and employees alike, with a vision to help all businesses ‘go beyond’. They are a driven, progressive, and kind bunch of 850+ people from over 100 nationalities, all committed to delivering the future of business spending, together.
Own and manage the adverse action pipeline, ensuring compliance with ECOA requirements and accurate tracking.
Review and respond to compliance tickets through Freshdesk, providing clear guidance and ensuring timely resolution.
Prepare and maintain exam-ready loan files and support documentation for internal audits and regulatory exams.
PRMG is a residential mortgage banking company. It offers a comprehensive benefits package to full-time employees and emphasizes internal mobility opportunities.
Provide independent oversight of collections, recovery, and loss mitigation strategies.
Monitor collections and recovery performance across delinquency stages.
Ensure adherence to consumer protection laws and regulations.
Best Egg is a tech-enabled financial platform helping people build financial confidence through lending solutions and financial health tools. They foster an inclusive, flexible, and fun workplace with top-tier benefits and growth opportunities, encouraging innovation and teamwork.
Review new payroll direct deposit applications to identify potential fraud and ensure compliance with regulatory requirements.
Investigate risk triggers to determine appropriate next steps and mitigate potential threats.
Monitor and review suspicious accounts to detect unusual or fraudulent activity.
Patriot Software is a remote-first, product-led tech company with a mission to make accounting and payroll fast, simple, and affordable for millions of American businesses. With over 175 team members across the U.S. and a collaborative office hub in Canton, Ohio, they're building software that empowers the backbone of the American economy.
Participate in the development and publication of BSA/AML and OFAC Risk Assessments.
Develop, update, and maintain the foundational FCC policies.
Support the development and enhancement of core BSA/AML models.
Anchorage Digital is building an advanced digital asset platform for institutions to participate in crypto. They enable institutions to participate in digital assets through custody, staking, trading, governance, settlement, and the industry's leading security infrastructure. Anchorage Digital has over 600 employees and values being a welcoming and inclusive workplace.
Analyze personal and business financials for potential and existing loan customers.
Create comprehensive loan approval packages and identify any policy exceptions.
Present recommendations to senior management and credit committees.
Climate First Bank is redefining banking by offering personal and business services, including loans, designed to power a better future. They are a Certified B Corporation committed to sustainability, transparency, and ethical banking with a growing digital presence.
Define strategy, roadmap, and requirements to prevent money laundering, fraud, and illicit financing.
Manage the entire product development lifecycle to ensure regulatory compliance while balancing customer experience and risk mitigation.
Analyze regulations, develop appropriate controls, and oversee performance metrics for compliance systems.
Anchorage Digital is building the world’s most advanced digital asset platform for institutions to participate in crypto. As a diverse team of more than 600, it unites minds from platform security, financial services, and distributed ledger technology so value moves safely in the new global economy.
Stay informed about changes in state and federal regulations related to chattel loan origination and servicing operations.
Coordinate compliance-related projects, ensuring timely execution and adherence to regulatory requirements.
Conduct thorough research on regulatory developments, industry trends, and best practices.
Zippy focuses exclusively on manufactured home loans, offering a seamless, digital experience. Their remote-first team is spread across the US and is backed by institutional investors, they offer competitive pay, stock options, and excellent benefits.
Deliver regulatory oversight to appointed representative firms and registered Individuals and ensure Treating Customers Fairly principles are embedded.
Review AR bespoke characteristics and behaviors identified by risk assessment as requiring supervision, building strong relationships with AR Principals.
Identify areas of concern in a firm’s current processes, set action plans and agree timescales for these to be rectified.
Quilter plc is a leading wealth management business, helping to enable brighter financial futures for every generation, overseeing £141.2 billion in customer investments. The business is transforming, continually modernising, and becoming even more customer centric, with ambition to stay one step ahead and make an even greater difference to the people and communities they serve, including their colleagues.