Develop credit strategies to improve the credit performance by using data, machine learning models and advanced analytics tools to optimize risk decisions
Lead end-to-end risk and analytics strategy for Prosper's Credit Card, from pre-launch through portfolio optimization, including underwriting policies, pricing and credit line strategies, and acquisition frameworks that balance growth targets with risk parameters
Analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance driver
Prosper is a company in the Credit Risk Management Department. The team leverages advanced analytics tools, cutting edge data and techniques to develop credit strategies that govern automated credit decisions in Prosper’s online marketplace.
Grow, drive, and lead enhanced automated credit risk decisioning strategy and risk analytics across the Moniepoint SME Lending Portfolio.
Skilled in optimising credit risk policy rules, affordability optimisation and developing scorecards; uncovering areas of opportunity as well as pockets of risk and keenly cognisant of the need to balance growth with credit quality and able to ‘hold-the-line’ where necessary.
Ensure lending remains within Risk Appetite and that performance is maintained within agreed target loan loss levels.
Moniepoint is an all-in-one financial services platform for emerging markets and the second-fastest-growing company in Africa. Since 2019, Moniepoint’s technology has powered over 3 million people, offering personal and business banking, payment, credit and business management tools to help them succeed.
Oversee, build, improve Finom’s Credit Risk engine and framework.
Partner closely with Product and Engineering to embed risk into product design and strategy from day one.
Act as a strong Second Line of Defense, ensuring robust origination, monitoring, and collections processes.
Finom is a European tech startup headquartered in Amsterdam, revolutionizing financial landscape for entrepreneurs. They provide an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing with a mobile-first platform. They nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort benefits their users, employees, partners, and their business as a whole.
Develop business strategies that will drive growth and profitability.
Lead direct-to-consumer marketing efforts for select products.
Drive step-change improvements in credit performance.
Capital One is building a leading information-based technology company that helps customers succeed by bringing ingenuity, simplicity, and humanity to banking. It's a founder-led company with a mission to bring customer success and advocacy.
Leverage complex data to produce recommendations for underwriting and profitability.
Monitor and conduct P&L analysis to optimize underwriting policy and processes.
Design and maintain Sigma reporting to track engagement and performance.
Kafene is revolutionizing the lease-to-own space by making flexible lease-to-own accessible to everyone with cutting-edge AI and machine learning. They are a 150-person team spanning NYC headquarters, Wilmington, and remote talent across the globe, united by a culture that thrives on collaboration, innovation, and genuine support.
Own the development and execution of short- and long-term delinquency and loss forecasting models.
Lead the monitoring of portfolio health, identifying emerging trends and risks through rigorous analysis of internal performance data and external macroeconomic indicators.
Produce high-quality reporting for the Board and senior leadership, translating complex analytical results into clear, strategic recommendations.
KOHO aims to provide better financial services for every Canadian, promoting smart spending, increased savings, and wealth building without hidden fees or predatory rates. They are a performance-oriented organization that values clarity, ownership, and bold thinking, fostering a culture of collaboration, creativity, and diverse perspectives.
Develop realistic prompts to test the relevance and quality of AI-generated insights.
Systematically evaluate divergence between professional credit judgment and AI outputs.
Translate credit professional workflows into problems that push the limits of AI reasoning.
Mentis AI operates where institutional investment expertise meets frontier AI systems. Our team blends asset management experience with machine learning and applied AI research, collaborating with leading AI labs to improve how models reason and make decisions in high-stakes financial contexts.
Develop and iterate realistic prompts to test the relevance and quality of AI-generated insights.
Systematically evaluate divergence between professional credit judgment and AI outputs across contexts.
Translate how credit professionals evaluate borrowers into problems that push the limits of AI reasoning.
Mentis AI works at the intersection of institutional investment expertise and frontier AI systems. Their team combines deep asset management experience with machine learning and applied AI research.
Manage credit score and credit risk analytics products across the full lifecycle, from concept through optimization
Partner with Data Science and Analytics to develop and launch new scoring models, enhancements, and analytics solutions
Implement product roadmaps that create customer value, revenue growth, and competitive differentiation
Experian is a global data and technology company, powering opportunities for people and businesses around the world. They operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments with a team of 23,300 people across 32 countries.
Driving the end-to-end product lifecycle for the Credit Building portfolio.
Monitoring product metrics and analyzing data to maximize user acquisition and retention.
Collaborating with engineering, design, and data teams to deliver seamless user experiences.
KOHO aims to provide better financial services for every Canadian, eliminating hidden fees and predatory interest rates. They focus on creating user-friendly financial products that promote smart spending, increased savings, and wealth building, emphasizing work-life integration, asynchronous collaboration, and flexible hours.
Own the full fraud policy lifecycle, spanning identity verification to key monetary actions.
Proactively identify emerging fraud vectors and redesign controls before losses materialize.
Build and maintain fraud dashboards enabling real-time monitoring and self-serve analytics.
EarnIn provides real-time financial flexibility through earned wage access, allowing its community to access earnings and manage finances without mandatory fees or credit checks. They are backed by experienced leadership and world-class funding partners, and are committed to bringing world-class talent onboard.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. They are a remote-first company and the majority of their roles are remote.
Lead data-driven product strategy initiatives supporting fraud detection and prevention systems
Design and deliver insights, reporting, and analytical frameworks to detect and mitigate fraud at scale
Define, track, and evaluate key metrics, including machine learning model performance and business impact
Maleda Tech is focused on protecting platform integrity by embedding measurement, experimentation, and insights into product defenses and user journeys. They are a global technology environment with a fraud & safety analytics team.
Improve customer and business outcomes through better automated decisioning, using Machine Learning and statistical modelling.
Drive innovations by identifying new opportunities of data and ML applications, and delivering business values across multiple Borrowing products.
Champion the quality and efficiency of model development, and ensure safe and scalable growth of their model portfolio.
Monzo is on a mission to make money work for everyone. They're waving goodbye to the complicated and confusing ways of traditional banking and want to solve problems and change lives through Monzo. The company cares deeply about their 15+ million customers.
Achieve is a leading digital personal finance company helping people move from struggling to thriving by providing personalized financial solutions. They have over 3,000 employees in mostly hybrid and 100% remote roles, with hubs in Arizona, California, and Texas, and are one of the largest private consumer fintech unicorns in the U.S.
Build future-proof products by deeply understanding current fintech problems.
Collaborate with Credit Operations, researchers, and designers to build creative solutions.
Analyze data using a quantitative toolbox to prioritize features and make high-impact decisions.
Pleo builds spend solutions that make managing money seamless, empowering, and surprisingly effective for finance teams and employees alike, with a vision to help all businesses ‘go beyond’. They are a progressive and kind bunch of 850+ people from over 100 nationalities, committed to delivering the future of business spending, together.
Design and optimize top of funnel merchant lifecycle processes.
Own lead routing logic, automation triggers, and lifecycle dependencies.
Collaborate with the Business Systems team to improve Salesforce and adjacent GTM tooling.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. They are a remote-first company with a transparent pay structure based on location, experience, and job-related skills.
Develop and iterate on fraud prediction models using a mix of approaches for tabular and behavioral data.
Build and scale feature pipelines and training datasets from proprietary and third-party signals.
Prototype new modeling ideas and features, run offline experiments, and drive the best-performing approaches into production with appropriate risk controls.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. They appear to be a remote-first company.
Drive Strategy Through Deep Customer & Data Insight: Translate customer analytics into actionable marketing strategies that drive acquisition, engagement, and long-term value.
Own Complex Prioritization Across Merchants & Stakeholders: Balance customer needs, marketing strategy, and contractual commitments while managing competing priorities.
Lead End-to-End GTM with Strategic Rigor: Own GTM strategy including positioning, segmentation, messaging, and measurement ensuring execution is grounded in clear strategic intent while remaining adaptable to evolving business needs.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. They are a remote-first company, proud to offer competitive benefits that are anchored to their core value of people come first.