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  • Define and build the internal systems, workflows, and decisioning infrastructure that power Wave's payments operations.
  • Own the strategy and roadmap for tools used by Risk, Fraud, Compliance, Support, Finance, and Payments Operations teams.
  • Replace fragmented workflows and manual processes with scalable platform capabilities to improve operational efficiency and customer outcomes.

Product Management Fintech Payments Risk Management Machine Learning

20 jobs similar to Senior Product Manager, Risk Operations Platform

Jobs ranked by similarity.

$149,750–$168,500/yr
Global Unlimited PTO 16w maternity 16w paternity

  • Own credit risk assessment, fraud detection, and compliance automation to protect Remote and its customers.
  • Build scalable, platform-oriented systems that reduce manual effort while improving risk accuracy.
  • Partner closely with risk, compliance, treasury, legal, and engineering teams to drive proactive risk strategies.

Remote solves the challenge of navigating global employment compliantly, enabling businesses to recruit, pay, and manage international teams. They operate with a future-focused culture, employees work asynchronously from 6 continents, and innovation with automation and AI is a core value.

$153,000–$213,000/yr
Canada

  • Own the Originations product area end-to-end, serving as the single-threaded owner for originator integrations, allocation logic, bank partner onboarding, and the Funding ETL.
  • Build deep expertise in the originator ecosystem and drive strategy for expanding and diversifying the network, ensuring every checkout can be fulfilled with the right origination capacity.
  • Define and drive origination health metrics, set clear success metrics, and lead cross-functional execution across Bank Partnerships, Credit, Legal, Compliance, and Capital Markets.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. As a remote-first company, we offer competitive benefits and prioritize our people, with a culture that values empathy, curiosity, and business sense.

US

  • Own the customer-facing product surface for agentic payments, from UX to backend business logic and integration docs.
  • Lead ambiguous product initiatives from vague customer needs to safely shipped changes in a compliance-sensitive financial environment.
  • Apply strong AI-assisted execution habits to accelerate implementation while maintaining judgment over critical product decisions.

Anchorage Digital is a crypto platform that enables institutions to participate in digital assets through custody, staking, trading, governance, settlement, and the industry's leading security infrastructure. The company is funded by leading institutions and has a Series D valuation over $3 billion, with a diverse team of over 600 members united in building the future of finance.

Global

  • Lead end-to-end non-customer-facing operations including fraud prevention, dispute resolution, and back-office compliance.
  • Own the function's people, workflows, vendor stack, and automation strategy to scale efficiently.
  • Serve as the executive-facing voice for risk operations, ensuring regulatory defensibility and clear communication of tradeoffs.

Tilt uses machine learning to provide fair credit access beyond traditional credit scores, serving millions globally. They foster a collaborative culture with a remote-first team across 14 countries, emphasizing impact and mutual respect.

US

  • Own platform service strategy and governance, defining API contracts and microservices architecture.
  • Lead data architecture and monetization strategy, including Snowflake lakehouse and partner data products.
  • Drive performance, scalability, and international readiness for multi-geography and multi-currency support.

Versapay automates accounts receivable, removing barriers to collecting and reconciling B2B payments. With over 10,000 customers processing $257B annually, they have a collaborative culture evolving toward modern microservices and data strategy.

US Unlimited PTO

  • Own end-to-end credit strategy, risk modeling, and portfolio performance for embedded lending products, ensuring seamless translation of data into underwriting decisions.
  • Drive data integrity, source new signals, and build monitoring frameworks to optimize approval rates and loss performance across all credit products.
  • Lead a team of seven risk specialists, fostering analytical rigor and accountability while collaborating cross-functionally with Product, Engineering, and Capital Markets.

Pipe builds embedded capital for small businesses through credit products inside software platforms like vertical SaaS and marketplaces. It is a remote-first team with 250% ARR growth year over year, partnerships with major brands like Uber Eats, and a culture of high trust and no ego.

Canada Unlimited PTO

  • Set the vision and strategy for Agent Experience, defining what world-class agent tooling looks like at Affirm.
  • Lead and develop a team of PMs, managing and coaching them to sharpen product judgment and improve execution.
  • Drive AI-first transformation in servicing by identifying where AI and automation can improve agent efficiency and reduce customer friction.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees or compounding interest. The company offers competitive benefits including 100% subsidized medical coverage, dental and vision for you and your dependents.

Global Unlimited PTO 16w maternity 16w paternity

  • Own the GRC Platform strategy and roadmap, delivering platform primitives and customer-facing features for mid-market and enterprise customers.
  • Distill complex problems into clearly prioritized product goals and drive high-quality execution with cross-functional stakeholders.
  • Drive AI-first product redesigns, defining model evaluation criteria and managing transitions from legacy to agent-led workflows.

Vanta helps businesses earn and prove trust through continuous security monitoring and compliance automation. They have a kind and talented team of hundreds, fostering an inclusive culture where many succeed without prior security experience.

US Unlimited PTO

  • Own product roadmap and backlog for a core area of the Verifiable platform, driving iterative improvements across APIs, AI agents, and front-end experiences.
  • Partner with engineering, design, and cross-functional teams to identify opportunities and ship AI-powered credentialing products with speed and quality.
  • Engage directly with customers and stay current on AI tooling and health tech trends to inform product strategy and execution.

Verifiable is a provider credentialing and network monitoring platform, delivering AI, API, and software solutions to help healthcare organizations optimize operations at enterprise scale. The company has grown to nearly 150 employees in 5 years, secured $47M in total funding, and values a scrappy, high-ownership culture where everyone takes end-to-end responsibility for meaningful work.

$175,260–$223,520/yr
UK

  • Lead a high-calibre ML team to shape Borrowing's ML roadmap across UK growth, new customer segments, and EU expansion.
  • Improve underwriting, pricing, limits, and lifecycle decisioning through faster model iteration and new data sources.
  • Partner with leaders across Credit Strategy, Product, Engineering, and Data to drive commercial impact and long-term strategic advantage.

Monzo is on a mission to make money work for everyone, offering personal and business bank accounts, savings, investments, and pensions. As a rapidly growing fintech with a strong UK presence, we foster an inclusive culture focused on innovation and customer delight.

US East Coast

  • Partner with engineering and stakeholders to drive creation, planning, and delivery of high-impact payment products and features.
  • Own end-to-end payment experiences including authorization, capture, settlement, refunds, and reconciliation.
  • Define and optimize payment KPIs such as authorization rates, success rates, and cost per transaction.

Lendbuzz develops innovative technologies to provide underserved borrowers with better access to credit. They are a growing company that values diversity, compassion, simplicity, honesty, and transparency.

$127,000–$203,200/yr
UK 5w PTO

  • Lead four engineers building and maintaining the credit risk modelling platform and surrounding infrastructure.
  • Raise engineering standards across modelling systems, focusing on reliability, observability, reproducibility, and safe change.
  • Stay hands-on in the codebase to address ambiguity and cross-system complexity while balancing rigour with speed.

Iwoca provides flexible finance for small and medium-sized businesses, using smart technology and data science to offer responsive funding. With over 100,000 businesses served and £4 billion in funding, their passionate team drives to support one million SMEs, creating lasting impact for communities and economies.

Canada

  • Define and drive the long-term vision for Affirm's core consumer experience across app, web, and future surfaces.
  • Own foundational experience domains including navigation, information architecture, and shared UX frameworks.
  • Lead major experience initiatives, such as large-scale redesigns and structural improvements to the consumer journey.

Affirm is a financial services company reinventing credit with transparent, consumer-friendly buy now, pay later solutions. The company is remote-first and values a people-first culture, offering competitive benefits and inclusive hiring practices.

$250,000–$325,000/yr
Americas Unlimited PTO 12w maternity 12w paternity

  • Manage the Platform team end-to-end, including security, AI infrastructure, data/compliance, and technical upgrades.
  • Work closely with engineers to discuss architecture, tradeoffs, and complex technical problems.
  • Drive the product roadmap, resolve ambiguity, and report on the impact of shipped work.

Tremendous is a global platform built for businesses to send thousands of payouts to anyone, anywhere, for free. We are a fully remote, profitable company with a high-documentation, low-meeting culture and an employee NPS in the high 80s.

Europe 4w PTO

  • Own the Billing domain roadmap, defining quarterly goals and success metrics to drive reliability and growth.
  • Partner with engineering to deliver resilient billing systems, ensuring stability and accuracy of donation money flows.
  • Establish and track billing KPIs such as failed payment rate and recovery rate, and drive antifraud strategy execution.

Fundraise Up is a global fundraising platform that powers donations for nonprofits like UNICEF and the Alzheimer's Association. The company has a distributed team of 160+ product professionals, fostering a culture of thoughtful collaboration and mutual respect.

India Unlimited PTO

  • Oversee end-to-end KYC operations, manage a team of analysts, and set KPIs to ensure quality and compliance.
  • Drive strategic improvements in tooling, workflows, and automation by partnering with Product, Compliance, and Legal.
  • Act as the operational domain authority and key escalation point for KYC across the organization.

MoonPay builds the infrastructure that powers the decentralized economy, enabling anyone to buy, sell, and trade crypto using everyday payment methods like cards, Apple Pay, and PayPal. Trusted by nearly 30 million customers and over 500 companies, the company is fully licensed and regulated globally, with a culture focused on continuous improvement, collaboration, and excellence.

US Canada Unlimited PTO

  • Design, develop, and optimize predictive risk models and decision frameworks across payment rails and cryptocurrency domains.
  • Partner with Product, Engineering, and Operations to embed model-driven risk decisioning throughout the customer journey.
  • Conduct deep-dive investigations into fraud events and payment losses, supporting model governance and regulatory review.

Binance.US is a licensed and regulated U.S. crypto platform providing secure access to over 190 cryptocurrencies with low fees. It is a remote-first team of innovators building the bridge between traditional finance and Web3, committed to financial freedom for all.

US Unlimited PTO

  • Drive AI transformation by leveraging LLMs and automation to reduce operating costs and improve customer experience.
  • Oversee daily back-office operations for disputes workflows across multiple products, ensuring timely and compliant resolution.
  • Partner cross-functionally with Product, Compliance, and Engineering to design automated workflows and assess downstream impacts.

OnePay is a consumer fintech platform that brings together banking, high-yield savings, credit cards, investing, and crypto. Backed by Walmart and Ribbit Capital, it is a high-growth company with a mission-driven culture.

US

  • Define and document aligned vision and strategy for threat detection, risk/exposure, and cyber operations services based on market and customer feedback.
  • Set customer-driven security operations outcomes and measures across managed investigation, managed response, threat hunting, and advisory services.
  • Partner with Customer Security Operations and Product teams to implement features delivering industry-leading security outcomes and ensure operational alignment.

Zscaler accelerates digital transformation to ensure customers are more agile, efficient, resilient, and secure. As an AI-forward enterprise leveraging the world's largest security data lake, the company fosters a culture of execution, customer obsession, and collaboration.

$200,600–$259,600/yr

  • Manage, mentor, and scale a high-performing team of Growth and Payments PMs to deliver against key company-wide revenue priorities.
  • Own the PLG Expansion Strategy by defining and executing the roadmap for self-service upgrades, cross-sells, and seat expansion to maximize customer LTV.
  • Drive Global Retention and own the end-to-end subscriber retention lifecycle, developing product interventions and win-back strategies.

SurveyMonkey is the world's most popular platform for surveys and forms, built for business. Trusted by millions from startups to Fortune 500, they have a global team and a culture of curiosity and inclusion.