Source Job

US

  • Own daily reconciliation and exception handling across payment rails.
  • Monitor payment flows, resolve transaction issues, and drive operational incidents.
  • Build automation and AI-enabled workflows to scale operations.

Reconciliation Payment Operations Automation AI Data Analysis

20 jobs similar to Payment Operations Associate

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$121,500–$168,700/yr
United States

  • Lead and develop a Payment Operations team responsible for supporting Mercury Bank's payment rails, ensuring clear priorities and strong operating standards.
  • Build and scale operational desks across various payment rails including international wires, domestic wires, RTP, ACH, and checks.
  • Improve operational efficiency through process design, tooling, automation, and AI to reduce manual effort while preserving judgment and control.

Mercury is a fintech company building a complete finance stack for startups, offering banking services through partner banks. It is a growing company focused on creating a seamless banking experience for entrepreneurs.

US

  • Execute daily, weekly, and monthly reconciliations of transactional data across systems and banking partners.
  • Investigate and resolve transactional discrepancies and processing exceptions with internal teams and banking partners.
  • Own the Proof of Authorization (POA) process and provide customer support for ACH-related inquiries.

Dutchie is a technology company powering the cannabis industry's point-of-sale and payments. The company is scaling its ACH payments program with a collaborative, tech-forward culture.

India

  • Execute daily treasury operations including refunds, returns, redemptions, cash movements, and exception handling.
  • Investigate and resolve transaction issues using internal systems and banking platforms, managing escalations and risk controls.
  • Collaborate with cross-functional teams to improve workflows, documentation, and process automation.

Jobgether is an AI-powered job matching platform that connects candidates with hiring companies. It focuses on efficient, objective candidate evaluation and supports remote-first roles.

United States

  • Own the full payments operations lifecycle including merchant onboarding, underwriting, transaction monitoring, dispute management, and escalations.
  • Build reporting infrastructure and dashboards to make operational metrics visible to leadership and drive data-informed decisions.
  • Design and refine underwriting and monitoring strategies while leading the transition from manual to AI-assisted decisioning.

Tekmetric provides cloud-based software that helps auto repair shops streamline operations, grow, and serve customers better. Founded in 2017 and headquartered in Houston, the company has grown into a leading industry solution with a culture built on transparency, integrity, innovation, and a service-first mindset.

$63,480–$101,568/yr
Global

  • Own daily acquirer-to-bank reconciliation across the full acquirer estate, ensuring continuous money movement verification.
  • Publish weekly reconciled percentages and maintain an exceptions queue that is actively resolved, not just logged.
  • Validate acquirer fees against merchant services agreements and recover variances while mapping FX exposure across settlement vendors.

Fanvue is an AI-powered, creator-first monetisation platform that helps creators connect and earn from their audiences. It has surpassed $100M in ARR with triple-digit growth, supporting hundreds of thousands of creators and millions of fans globally, and has been named a Sunday Times Best Place to Work two years running.

US Canada

  • Act as the translation layer between payments operations, compliance, and engineering to turn operational needs into prioritized requirements.
  • Own the payments roadmap, sprint planning, and define KPIs like authorization/approval rate and payment success rate.
  • Build business cases for multiprocessor routing, retry logic, and fraud-vs-conversion tradeoffs to drive systemic improvements.

Stash is the direct-to-consumer commerce platform for game studios, building webshops and checkout infrastructure to reduce app store taxes. We process hundreds of millions in D2C revenue and are scaling rapidly toward a 5x volume target in 2026.

Global Unlimited PTO

  • Ship features across Reconciliation and Global Accounts with support from senior engineers.
  • Build and improve dashboards for merchants to match and explain payments across PSPs.
  • Contribute to Global Accounts and FX capability, and deploy your own features to production.

Primer is the unified infrastructure for global payments, giving finance and payments teams visibility and control to reduce complexity and improve performance. The company is backed by top investors and builds a remote-first culture where people can do their best work and be proud of their impact.

Europe

  • Own the architecture and design of reconciliation processes across SEPA, SWIFT, and card payment flows, driving automation and data quality.
  • Build and automate vendor and regulatory reports, ensuring they reconcile with underlying datasets.
  • Act as the internal subject-matter authority on reconciliation data and tooling, driving process improvement autonomously.

Finom is a European tech startup developing an all-in-one financial B2B solution that integrates banking, accounting, financial management, and invoicing. They recently closed a €115 million Series C round, bringing total funding to approximately $346 million, and they foster a start-up culture focused on innovation and employee empowerment.

US 3w PTO

  • Own the operational lifecycle of payment processing, including settlement, reconciliation, and collections across multiple platforms.
  • Develop scalable processes, vendor relationships, and operational controls to improve payment accuracy and efficiency.
  • Partner cross-functionally with Finance, Product, Engineering, and Compliance to drive modernization and scale.

Health Payment Systems, Inc. (HPS/PayMedix) redefines how people access and pay for healthcare by bringing together provider networks, payments, and financing to remove financial barriers. They are a growing company focused on simplifying healthcare payments, with a team that values innovation and collaboration.

Global

  • Own 3P payouts and collections end-to-end, from strategy to spec, build, and launch.
  • Evaluate FPs and banking partners on pricing, rail coverage, and licensing constraints.
  • Work closely with co-founders, Engineering, Compliance, and Legal to ship payments infrastructure.

Codex is building the infrastructure for stablecoin-based cross-border payments, moving money faster, cheaper, and more transparently than the legacy financial system. We are a small team backed by Circle, Coinbase, Dragonfly, Wintermute, and Cumberland, solving hard problems at the intersection of crypto and global payments.

Global Unlimited PTO 17w maternity 17w paternity

  • Reconcile customer payments across multiple payment platforms, bank accounts, and internal records.
  • Investigate and resolve payment discrepancies, unapplied cash, and reconciliation breaks.
  • Support daily cash management, month-end activities, and finance support tickets to ensure accurate and timely reporting.

Paddle is a Merchant of Record for digital product companies, simplifying payment infrastructure. We're backed by top investors, serve 6,000+ sellers in 245 territories, and have a transparent, collaborative culture.

  • Own client onboarding and due diligence for new clients.
  • Manage transaction monitoring and sanctions screening across fiat and digital assets.
  • Investigate suspicious activity and oversee regulatory reporting and team growth.

Catena is building the trusted financial infrastructure for the agentic economy. They are a growing startup with a culture of building from scratch and defining new processes.

US

  • Manage daily settlement pipelines, payment setup processes, and exception reporting to ensure accurate and timely payment execution.
  • Communicate with creditors, agencies, law offices, and external partners through phone and email to resolve payment exceptions and outstanding issues.
  • Collect and validate required documentation, review banking ledgers, and maintain accurate client records in CRM systems.

Jobgether is an AI-powered job matching platform that connects candidates with hiring companies. They foster a collaborative remote work environment focused on community, connection, and belonging.

US

  • Own payments and fraud operations end to end, balancing fraud loss and customer friction.
  • Manage third-party vendors and set strategy for scaling payments trust.
  • Lead incident response and optimize checkout conversion.

Courtyard.io is one of the fastest-growing collectibles startups, making it faster, easier, and more exciting to discover, collect, and cash out instantly. We are a remote-first company hiring across all functions to push the boundaries of what's possible in collectibles and digital ownership.

US Unlimited PTO

  • Own product strategy for money movement infrastructure and identity.
  • Lead engineering leads and drive cross-functional execution with the CTO.
  • Improve key metrics like deposit success, payout speed, and verification rates.

A global payments and payroll platform designed for modern, distributed teams. The company helps businesses pay employees and contractors across borders using fiat and digital assets while managing payments, compliance, tax, and identity infrastructure.

US Unlimited PTO

  • Design and improve high-volume transaction broadcasting pipelines and wallet infrastructure for scalability.
  • Manage transaction lifecycle, including detection, retry, rebroadcast, and recovery of stuck transactions.
  • Build reliable cross-chain and DeFi integrations handling non-atomic multi-step journeys and swap execution.

MoonPay builds the operating system for value movement, enabling crypto, stablecoins, and tokenized assets. With 30M+ customers and 500+ ecosystem partners, the company maintains a high-standards, high-velocity culture and is regulated across multiple regions.

$90,000–$160,000/yr
Global Unlimited PTO

  • Run finances and back-end operations including vendor payments, bookkeeping, and compliance support.
  • Support fiscally sponsored Pathfinder groups with onboarding, compliance, and grant processing.
  • Build systems and automations to streamline repetitive operational work, allowing focus on judgment-intensive tasks.

Kairos is a nonprofit accelerating talent into AI safety and policy, training over 1000 people through programs like SPAR and Generator Residency. We are a small, high-trust team motivated by making advanced AI go well, looking to double in size by 2027.

Brazil

  • Own the cash operations queue end-to-end, managing payment queries and escalations.
  • Investigate payment discrepancies and perform reconciliations of customer funds.
  • Collaborate with internal teams and banking partners to resolve transaction issues.

A growing financial technology company focused on payments and money movement operations. It offers a fully remote and flexible working environment with a global, cross-functional team.

Germany

  • Lead end-to-end integrations with PSPs and payment providers, from technical review to production launch.
  • Coordinate cross-functional teams and manage the integration backlog in Jira.
  • Oversee testing and troubleshooting across sandbox, staging, and production environments.

The company is a partner organization in the payments industry. The team size and culture are not specified in the posting.

$204,000–$290,000/yr
US

  • Set technical direction across the bank's core systems, including cloud infrastructure, data platform, and the integration boundary with Affirm Inc.
  • Own the most ambiguous and high-stakes engineering problems end-to-end, from design to incident response.
  • Act as a force multiplier on a small team, setting standards for code review, design, and documentation, and leveraging AI tools to enhance productivity.

Affirm is reinventing credit to make it more honest and friendly, offering buy now, pay later services without hidden fees or compounding interest. They are a remote-first company with a focus on people-first culture, and they are building their own bank with a small, AI-native engineering team.